I Received My Unemployment Debit Card But No Money

Bank Of America Prepaid Debit Card Frequently Asked Questions

DEW’s Prepaid Debit Card is a Visa®-branded card account, which allows direct deposit of unemployment benefits payments to those who do not have a traditional bank account or who do not want their payment deposited into their existing bank account. There is no credit check required.

The deposit account is FDIC insured and follows all Regulation E requirements for consumer protection. The account owner has access to his or he funds 24 hours a day, seven days a week via purchases everywhere Visa debit cards are accepted, ATMs and PIN-based point-of-sale terminals, as well as over-the-counter cash access through tellers at any Visa financial institution.

Mixed Earners Unemployment Compensation

What is the Mixed Earners Unemployment Compensation Program?

Mixed Earners Unemployment Compensation is a temporary, federal program created by the Continued Assistance for Unemployed Workers Act of 2020 that provides a $100 per week supplemental benefit amount to certain self-employed individuals who have earned at least $5,000 in net earnings in the most recent taxable year ending prior to the individuals application for regular unemployment compensation benefits.

What is the duration of the MEUC Program?

MEUC is available for the week ending January 2, 2021 through week ending September 4, 2021 .

Who is eligible for MEUC?

MEUC is only payable to certain individuals who:

The application process will not move forward until the supporting documentation is provided. Failure to submit a completed application with the required supporting documentation will result in a denial of MEUC benefits. MEUC is NOT available for weeks claimants received Pandemic Unemployment Assistance .

What underlying unemployment benefits can I receive to be eligible for MEUC?

What is the most recent taxable year ending prior to my application for regular UC?

How do I apply for MEUC?

Note:

Transferring Balances To Your Bank Account

You can electronically transfer funds directly from your ReliaCard to your personal bank account by using the ReliaCard web site at www.usbankreliacard.com. See the U.S. Bank fee schedule for all applicable fees and transaction limitations.

If you want TWC to deposit your benefits directly into your personal checking or savings account at no charge, log on to Unemployment Benefits Services and select Payment Option. For information about direct deposit, go to Receiving benefit payments by direct deposit.

Although U.S. Bank does not charge for this service, standard messaging charges apply through your mobile carrier, and message frequency depends on your account settings.

You can manage your account using your smart phone with the ReliaCard Mobile Banking app to check your account balance, enroll in and manage text alerts, view your most recent transactions, or search for the nearest in-network ATM location. Search for U.S. Bank ReliaCard in the App Store or Google Play. The U.S. Bank ReliaCard Mobile App is free to download. Your mobile carrier may charge access fees depending on your individual plan. Check with your carrier for specific fees and charges.

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California Edd Unemployment Debit Card Replacement

If your debit card is lost or stolen, the Bank of America Zero Liability Policy protects you against fraudulent transactions .

Contact the Debit Card Customer Service Center at 1-866-692-9374 to report your card lost or stolen and to request a replacement card.

If the card has been used, the bank will issue the replacement card in the amount of the remaining balance.

If the post office is unable to deliver a Debit Card, it will be returned to the bank.

Contact the Debit Card Customer Service Center at 1-866-692-9374 for help on how to update your address to have a new card mailed to you.

Look For Important Documents From The Edd

You will receive these documents in the mail within two weeks of submitting your unemployment application:

• Employment Development Department Customer Account Number NotificationYour EDD Customer Account Number is required to register for UI Online. If you were automatically enrolled in UI Online or already have an existing UI Online account there is no need to re-register. Your EDDCAN may be used instead of your Social Security number when speaking with the EDD so it is important to keep for your records.
• Use this form to certify for continued benefits every two weeks. You can also certify through UI OnlineSM or EDD Tele-CertSM.

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How Does Direct Deposit Workdirectdeposit

• Once you set up direct deposit, payments should reach your account within three business days after you request a payment.
• When you complete a new application for benefits, you must also complete a new direct deposit request.
• If you change your bank or bank account, remember to update this information in your benefit account to avoid a delay in payment

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How Can I Track My Unemployment Debit Card

Your states unemployment website will typically let you know when you can expect to receive your debit card. Again, this can take a few weeks after you initially file your claim, so its a good idea to be mindful ofyour budget while you wait for your card to arrive. Most states generally use standard mail to send your card, so tracking wont be available.

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Benefits Of Maryland Unemployment Debit Card

There are several benefits to receiving your Maryland Unemployment benefits via the Bank of America issued debit card, versus via a check in the mail.

Here are the key benefits of the Maryland Unemployment Insurance Benefits Debit Card and why it is a great alternative to paper checks:

Benefits of the card include:

• No more check-cashing fees
• Use everywhere Visa debit cards are accepted in-stores, online, or by phone
• Get access to cash at point of sale terminals, ATMs, and at Visa banks and credit unions
• Use your cards to pay bills in person or online
• Improves control over money take only what you need, when you need it
• Account information and customer service available 24 hours a day, 7 days a week
• You can transfer funds from your debit card to your own bank account.
• Also, you can take the debit card to any Visa bank nationwide to make a cash withdrawal.

How Do I Get A Chip Debit Card

Bank of America is sending chip cards to new claimants starting July 25, 2021. If you already have a debit card, it will be replaced with a chip card when it expires.

If your card has been lost or stolen, you must contact Bank of America at 1-866-692-9374 .

If your card is damaged, you can order a replacement card online by visiting the Bank of America debit card website.

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What Is The Waiting Period And Why Is It Required

All individuals filing for unemployment are required to serve a one week waiting period per Oklahoma law . The first week individuals file a weekly certification during which all eligibility requirements are met will be considered the waiting period and will have no payments issued. This will not subtract from your total benefit amount.

Who Has To Document Their Work Search Efforts

Everyone with an active claim is required to conduct and keep a record of at least two work search efforts for each week they file for unemployment benefits. When filing weekly certifications, claimants will attest that they have completed and documented the required work searches. These records may be requested in the event of an audit.

The only individuals exempt from work searches are those who:

• are on a temporary layoff with a definite return-to-work date within 8 weeks of the last date worked
• are a member of a certified labor or trade union with a business agent or hiring hall
• are in an approved training program such as training provided through the Trade Adjustment Assistance program.

Work searches were waived for the benefit weeks ending 03/28/20 through 11/07/20. No documentation is required for that time period.

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How Do I File An Appeal Against A Decision That Was Made On My Claim

You can file an appeal in person, by mail, fax, telephone or email. Include your name, social security number, phone number, date of determination, section of law you are appealing and a detailed explanation of why you disagree with the decision. The mailing address, fax number, telephone number and email address will be listed on your determination.

What If My 1099

Your 1099-G reflects the total amount paid to you or on your behalf, which may include: regular unemployment compensation, federal unemployment benefits , child support deductions, back to work incentive funds, any backpay or lump sum deposits made in 2021, as well as any benefits used to offset an overpayment during the tax year.

If you believe there are still incorrect funds showing, a dedicated support hotline for OESC 1099-G questions will be available starting 1/31/22 at . Claimants will need to submit all monthly Conduent statements for review. This can be done both in-person and via fax.

To submit in-person, please take monthly Conduent statements to a local office and inform them that the 1099 team requested this information. Claimants can also fax these documents to 405-962-7524. Once the documents are faxed, please email with your contact information, the nature of your request, and confirmation that the Conduent statements have been faxed.

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My Debit Card Is Set To Expire How Do I Get A New Card

A new debit card will automatically be issued to you when your card is set to expire if there has been financial activity in the last 90 days or you have a card balance of $20 or more. New cards will be mailed on the first business day of the month that the card is due to expire. You should receive a new card within 7 to 10 days after the mail date.

Key2benefits Prepaid Mastercard Questions

14. If I select a Key2Benefits prepaid card, when will I get my card?

If you elect a Key2Benefits card, the card will be mailed by regular first class mail two business days after you make the election. Please allow 7-10 days for mail time. The card will not be funded yet when you receive it as it typically takes DWD 21 to review and approve an unemployment insurance benefits claim. If you have not received the card, you can check the status on Key2Benefits.com, click on Check Your New Unemployment Card Status Here.

15. Can I request the card by next day mail?

You can request an expedited replacement card, but there is a $15 fee. To prevent needing this service, be sure to keep your address updated in CSS at all times.

16. What happens to my debit card if it is mailed to the wrong address?

Please keep your address updated in CSS to prevent this from happening. If the card is returned to KeyBank, it will be destroyed. A new card will be issued after you update your address in CSS. Once your address change has been processed, please contact Key2Benefits customer service center at 1-833-459-3452 to request a replacement card.

17. Will I get an alert when a deposit is made on my Key2Benefits card?

Yes. Deposit notification alerts are available. When you receive your card, you will need to create a login to the KeyBank cardholder website at key2benefits.com. Once logged in, you will be able to choose various alerts that can be sent by email or text message.

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How Can I Get My Debit Card Replaced

If your card is lost, stolen, or damaged, it can be replaced at no cost to you.

If your card has been lost or stolen, you must contact Bank of America at 1-866-692-9374 .

If your card is damaged, you can order a replacement card online by visiting the Bank of America debit card website.

If your card has expired, and you did not have any activity on the card within the last 90 days, or if you have a balance of less than $20, contact Bank of America debit card customer service.

Note: If you have activity on your card within the last 90 days, or if there is a balance of $20 or more, Bank of America will automatically mail you a new card before your card expires.

How To Check The Status Of My Unemployment Debit Card

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After you are approved for unemployment benefits, your state may offer you the option of receiving your benefits on a debit card. This card will typically be mailed to you soon after your benefits are approved, and it will be up to you to monitor any activity on it, including the receipt of your benefits.

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You Have Options For How To Receive Your Unemployment Benefits

Millions of workers have filed for unemployment insurance benefits as a result of the coronavirus pandemic. If youve lost your job or a portion of your income, you can apply for benefits through your state unemployment program, and if you qualify, you have options for how you can receive this money.

In most states, you can receive your money either on a state-issued prepaid debit card or by having it directly deposited into your own bank or credit union account or onto an existing prepaid card. In some states, receiving paper checks is also an option. While the majority of workers who are eligible for unemployment benefits have already filed as a result of COVID-19, many states will allow you to make changes to the way you receive your benefits.

Types Of Primary Identification

Primary identification is any current, valid government-issued identification with photo and signature. Some examples of government-issued photo identification include:

• a valid driver’s license Notes:
• Several states, such as Indiana, provide residents with a temporary, interim ID when they apply for new or renewed drivers licenses. An interim driver’s license of this type is valid for a short period of time, allowing the issuer time to mail out the permanent license. An interim drivers license is an acceptable form of primary identification, as long as it has not expired and contains both a photo and a signature.
• IDs from the five inhabited U.S. territoriesPuerto Rico, Guam, US Virgin Islands, Northern Mariana Islands, and America Samoaare accepted like any U.S. state ID and are permitted as a primary form of ID.

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What Is A Direct Deposit Transfer

A direct deposit transfer is done electronically and transfers the money available on your debit card account to your personal checking or savings account. Most can be done fairly quickly. After you receive and activate your card, contact Bank of America either online or by phone, 1-866-692-9374 , or TTY 1-866-656-5913, to set up your direct deposit transfer.

Important Information about direct deposit transfers:

• Direct deposit transfers cannot be performed until you receive and activate the debit card.
• You do not need a checking or savings account with Bank of America to set up a direct deposit transfer to your own bank account with another banking institution.
• Direct deposit transfers can be set up as a one-time transfer or as an automatic recurring transfer.
• A valid email account is required.
• Delays may occur until the next business day if you bank at a smaller institution or if the transfer happens over a weekend when banks are closed.
• This option can be set up by contacting Bank of America either online or by phone, 1-866-692-9374 or 1-866-656-5913 . Do not contact the EDD to set up a direct deposit transfer.
• If immediate access to your funds is critical, you may choose to only have a portion of your benefits transferred to your personal bank account and keep the remainder on your card so those funds are immediately available.
• You may begin, modify, or stop your direct deposit transfer at any time.
• Direct deposit transfers may also be referred to as a funds transfer.

What Is Meuc And Who Is Eligible

Mixed Earners Unemployment Compensation provided an additional $100 in weekly federal benefits to individuals receiving UI benefits and who earned at least $5,000 in self-employment income in the calendar year before filing their initial unemployment claim. Eligible individuals were notified by mail and provided instructions on how to apply for this benefit. If you believe you are eligible and did not receive a letter, the deadline to contact your nearest Oklahoma Works office or call us at for application is January 14, 2022.

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