Option #: Find Other Sources Of Support Or Financial Assistance
Keep in mind that you may have other sources of financial assistance you can tap into while you wait for benefits.
- If you own a home, you may be able to refinance or take out a home equity loan.
- If you have friends or family who are willing and able to help, consider accepting their assistance.
- You may be able to borrow against or cash out a 401k or life insurance plan.
- There may be local charities which provide assistance.
On our website, you can find a list of resources available to individuals living in or around Winston-Salem. Simply scroll down to the bottom of the page.
In addition to the above, there are a few additional items to keep in mind.
You may notice that we didnt list unemployment benefits in the above even though they are a source of income for people who find themselves without work. But to clarify, unemployment benefits people who expect to be able to work at some point in the future. Disability benefits people who anticipate being unable to work for a year or longer.
Even an application for unemployment may cause you to be denied disability benefits. Or you may have to pay back any unemployment payments you receive if you are approved for disability. All in all, its a good idea to avoid unemployment.
If youre looking for a good disability lawyer in Winston-Salem, Mount Airy, Greensboro, Charlotte, Salisbury, Lexington or surrounding areas, contact us today.
What Do Disability Judges Think About Collecting Unemployment
Not all disability judges will deny you benefits because of it judges fall into four categories.
- Some judges don’t like to see that disability applicants are collecting unemployment benefits, no matter what the circumstance.
- Other judges will deny your disability claim only if you received unemployment after you applied for disability benefits, unless you can prove your condition medically worsened since you applied for unemployment benefits.
- Other judges simply will not pay you disability benefits for the time period that you were receiving unemployment your disability onset date so that your disability starts after your unemployment benefits ended).
- Still others judges don’t care even if you’re receiving unemployment benefits at the time of your hearing. These judges realize that people need income to live on, and that there is no guarantee that someone will receive disability benefits after the long process of applying for benefits.
Receiving Social Security Disability Benefits And Unemployment Benefits Simultaneously
If you are wondering about claiming Social Security Disability Benefits and Unemployment Benefits together then you are not alone. Let us address this question by first understanding the difference between Social Security Disability Benefits and Unemployment Benefits.
Social Security Disability Benefits
Social Security Disability Insurance benefits are administered by the Social Security Agency of the state you reside in. This is a federal program that administers benefits to individuals who are unable to work for wages due to some sort of medical condition or disability. The basic eligibility criteria for claiming these benefits is that you have worked successfully in the past, and are unable to continue working on medical grounds. The severity of your disability restricting your work abilities is also taken into consideration by the SSA while making a decision on your claim. It can be a long and arduous road to get a decision on your claim from the agency.
What are unemployment benefits?
Can I receive both SSDI benefits and unemployment benefits at the same time?
Proposed Changes to Social Security Disability and Unemployment Benefits laws
Allow us to navigate this for you by calling and scheduling an appointment with one of our attorneys specializing in SSDI benefits. 254-7841 is where you can reach us and set up your free consultation.
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How Can You Receive Both Benefits At The Same Time
The Social Security Administration does not deny an individual the ability to collect both SSD benefits and Unemployment benefits. Since eligibility for unemployment benefits hinges on your ability to be ready and able to work at any given time and SSD benefit eligibility hinges on your ability not to be able to work, these two are often mutually exclusive. Exceptions do exist, however. If you attempted to re-enter the workforce through the Social Security Administrations Ticket to Work Program or if you previously worked full-time but are now only able to work part-time due to medical restrictions, you may be able to qualify for both sets of benefits.
The Ticket to Work Program is a program that lets individuals with disabilities test their ability to re-enter the workforce. Individuals have nine months to determine if they are able to work in some capacity, while still keeping their SSD benefits. If an individual worked in this program for less than 9 months but was suddenly laid off, then they may qualify for both unemployment benefits and SSD benefits.
With a qualified attorney on your side, you may be able to prove your eligibility for both types of benefits. Yet, you may face repercussions for double dipping if you are unable to make a solid case for receiving both benefits at the same time.
About Economic Impact Payments
- The Coronavirus Aid, Relief, and Economic Security Act authorized Economic Impact Payments, commonly referred to as stimulus payments.
- Stimulus payments through CARES are not taxable.
- Eligible individuals received the first stimulus payment of $1,200 plus $500 for each qualifying child in March 2020.
- The second stimulus payment of $600 plus $600 for each qualifying child was sent to eligible individuals in December 2020.
- In March 2021, eligible individuals received the third stimulus payment of $1,400 plus $1,400 for each dependent claimed on their tax return .
- Some people will receive this payment in the form of an Economic Impact Payment prepaid card.
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Employer/insurance Carrier Requests Examination By A Health Care Provider:
The employer/insurance carrier may designate a health care provider to examine the employee. Employee must submit to requested examinations under the following conditions:
- Exams may occur at intervals, but not more than once a week.
- Does not pay for the exams.
- Exams occur at a reasonable time and place.
- Refusal to submit to an exam, may jeopardize benefits.
Should I Do Under The Table Jobs For Disabled People
You might get some sketchy advice from people who mean well but dont know the full impact of what theyre telling you to do.
People may suggest that you work some under the table jobs.
Under the table means that these jobs are paid in cash, so they cant be traced back to you.
Its basically free money that doesnt get picked up by the government.
People think that this is the way to go because its income that Social Security wont count against you, making it easier for you to keep your benefits once they start.
However, this type of work is 100% illegal and isnt something you should consider doing.
If and when the government does find out that youve avoided paying taxes on and failed to report any of that income, it can land you in some very hot water.
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What To Do For Income While Awaiting Disability
In addition to awaiting approval, there also is a mandatory waiting period of five months for Social Security Disability Insurance after your application is approved. During this waiting period, you will not receive any SSDI payments for your application. Qualifying for disability assistance also is very competitive only 35% of applications for Supplemental Security Income and SSDI are approved at the application level.
It is important for disability benefits applicants to have a plan for financial assistance as they await the fate of their application. If youre relying on the disability benefits to make ends meet, the application process can leave you filled with uncertainty, as you arent sure whether your application will be initially approved or if you will need to appeal the decision. As a result, you will need to consider several options for financial assistance and disability income in the meantime. We have compiled a list of opens to consider and avoid while awaiting your disability benefits.
Contact Our Long Term Disability Lawyer In Kansas City
The Law Office of Kevin J. McManus assists clients as they seek long-term disability and short-term disability benefits and after such benefits have been denied. If you have questions about disability benefits or would like to appeal a denial of long-term disability benefits, please contact our law firm in Kansas City, Missouri.
We have a free book you can download right now to guide you through the process. Additionally, we offer free reviews of denial letters from a disability insurance company and can offer a strategy on how to fight back. Whatever you choose to do, dont wait call today at 816-203-0143.
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Answer A Few Questions To Check Your Eligibility
Filing for Social Security disability benefits while you’re still receiving unemployment compensation can be a tricky situation. The problem with filing for disability while on unemployment is that you’re claiming two different circumstances: 1) you’re ready and able to work but simply can’t find employment that suits you, and 2) you’re unable to work due to a medical condition.
What Happens If The Dac Gets Married
If the child receives benefits as a DAC, the benefits generally end if they get married. However, some marriages are considered protected.
The rules vary depending on the situation. Contact a Social Security representative at 1-800-772-1213 to find out if the benefits can continue.
To speed up the application process, complete an Adult Disability Report and have it available at the time of your appointment.
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We Help People File For Disability
Whether you have already been denied or are filing for the first time, Farmer & Morris Law, PLLC can help you get the benefits you need to support yourself and your family. Call today for a free case review, during which we will help you understand whether you can earn income while waiting for Disability and what type of benefits you can apply for.
Medical Requirements For Disability
To qualify for disability benefits under either SSDI or SSI you must meet all of the following requirements:
- You must suffer from a disability that is classified as severe. It must substantially limit your ability to perform basic activities required at most jobs such as standing, sitting, and remembering and
- Your condition must have persisted, or be expected to persist, for at least a year and
- Your condition must either meet the requirements of a Social Security impairment listing as published by the Social Security Administration, or render it impossible for you to either return to any of your previous occupations or work in a less demanding job.
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Option #: Apply For Other Types Of Support
There are a number of local, state, and federal support programs in North Carolina. These include:
- Food and Nutrition Services Available through the Division of Social Services
- Medicaid Provided through the Division of Health Benefits
There may be additional programs that interest you. Your local family social services office or Department of Social Services is the place to start. A social worker with one of these agencies will assist you in completing applications for any programs available to you.
Can I Apply For Social Security Disability While I Am Still Getting Sick Leave Or Long Term Disability From My Employer
You can apply for Social Security disability while you are receiving sick pay or short-term disability benefits from your employer and while you are using vacation pay or annual leave to cover sick days. You can also apply if you are receiving or expect to receive long-term disability from your employers plan. If you think that your disability will last longer than twelve months or that it is expected to result in your death, you should apply for Social Security Disability as soon as possible without waiting for your other benefits to expire.
File as soon as you think you qualify for Social Security Disability, regardless of other benefits you receive. By applying for disability early, it will be easier for you to remember details of when you were first injured or became ill, as well as all the doctors you have seen, and other important information needed for your Social Security claim.
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Other Benefits Available For Disability Claimants In Arizona
Although benefits under the Social Security Disability Insurance program are available to individuals with qualifying impairments who are unable to work, obtaining these benefits is difficult. Nearly two-thirds of initial claims are denied and the appeals process can be lengthy and complicated.
Ultimately, it may take several months or longer for a disability claim to be approved however, other resources are available, such as employer-based, government, and charitable benefits. At Disability Attorneys of Arizona, we can handle your appeal and advise you about other benefit options, including:
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Potential Legal Loopholes That May Allow You To Collect Unemployment And Social Security Disability
The following are some examples of potential loopholes that might allow you to collect unemployment and disability benefits at the same time. Whether or not any given loophole will ultimately succeed is not cut and dried.
Instead, each of these options varies in its feasibility depending on your particular circumstances, and they carry varying degrees of legal risk. They are listed below in ascending order of legal risk .
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Ei Special Benefits For Self
Self-employed Canadians can now apply for EI special benefits if they are registered with the Canada Employment Insurance Commission for access to the EI program.
For more information or to see if you qualify, visit the Service Canada website or call 1 800 O-Canada . If you have a hearing or speech impairment and use a teletypewriter , call 1-800-926-9105.
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How Is Application Duration Related To The Use Of Coping Strategies
Table summarizes regression results using an unbalanced sample, which includes both completed and right-censored observations19. Column and presents regression coefficients of linear probability models estimating equation for the two regressions: month of initial application and all months of application. Column and presents IV results from equations and for month of application and all months of application, respectively. For the month of application , the IV measures whether applicants react to an unexpectedly change in the wait time by changing their initial coping strategy, during the first month of application. For all months of application , the IV measures how an unexpected change in the wait time is related to changes in coping strategies over the full course of the application.
Table 7 Regression analysis: unbalanced sample
Finally, as our descriptive statistics show that applicants of the 1990s are significantly different from applicants of the 2000s, we also explore an interaction model with the period dummy interacting with the waiting duration. We find that compared to applicants of the1990s, applicants with longer wait-time of the 2000s are increasingly more likely to use SNAP and UI benefits to fund consumptions while waiting for SSDI benefits, and less likely to use workers compensation, sell the house, or borrow from credit cards.
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Should I File For Unemployment And Social Security Disability
Becoming disabled is more than just a physical problem. Unable to work due to declining health, individuals with disabilities often face financial hardships as well. While a disabled person might immediately file for Social Security Disability Insurance benefits, there is a minimum five-month wait period. Due to the vast number of disability applicants, approvals can take up to three years in some cases. Unfortunately, the financial responsibilities of life do not stop during difficult times.
Many individuals are forced to look for other means of financial assistance during this time. Some people turn to unemployment benefits as a means of support. While this may seem like a good idea, applying for unemployment can hurt a claimants ability to earn disability benefits. As the two programs serve very different purposes, applicants who apply for both may appear to be contradicting themselves.
Can You Do Any Other Type Of Work
If you cant do the work you did in the past, we look to see if there is other work you could do despite your medical impairment.
We consider your medical conditions, age, education, past work experience, and any transferable skills you may have. If you cant do other work, well decide you qualify for disability benefits. If you can do other work, well decide that you dont have a qualifying disability and your claim will be denied.
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The Use Of Coping Strategies Before At And After Application
The average application duration is over 6 months, or approximately 200 days, but wait times are quite skewed to the left, as depicted by Figure. Specifically, the 25th percentile is 60 days, the median wait time is 101 days, and the 75th percentile is 152 days. The right tail is also quite long, with 12 percent of the sample waiting at least one year, and 5 percent of the sample waiting more than two years.
While not shown in the figures, we also find that home ownership declines, suggesting SSDI applicants could be using housing assets to support their consumption. In addition, the probability of changing address decreases over time. While applicants may borrow from credit cards to fund consumption while waiting, there is no significant correlation between borrowing from other financial resources and waiting time.