Pandemic Emergency Unemployment Compensation
States provide benefits for up to 26 weeks , but what if you exhaust your unemployment benefits?
Under the Pandemic Emergency Unemployment Compensation program, you were eligible for an extra 13 weeks of UI under the CARES Act. However, you had to be “able to work, available to work, and actively seeking work.” States were required to offer flexibility to applicants in meeting PEUC eligibility requirements related to “actively seeking work” if an applicant’s ability to find work was affected by COVID-19.
That 13-week period was extended to 24 weeks when the CAA was signed in December 2020. President Joe Biden’s American Rescue Plan added an additional 29 weeks for a total of 53 weeks for the PEUC program. The PEUC program expired on Sept. 6, 2021.
Submit An Application By Automated Phone
You can apply by phone on Fridays, between 8:00 a.m. to 4:30 pm.
At the end of the call, you will be transferred to a Customer Service Representative to complete your application.
How Do I Apply
To find out if you can receive EI benefits, you must submit an application online. You can apply:
- At home If you have access to the Internet at home, you can apply for EI benefits from there24 hours a day, seven days a week. You can also use the computer of a friend or a family member.
- At a public Internet access site There are various locations in your community, such as public libraries, where you can access the Internet to apply for EI benefits.
- At a Service Canada Centre You can apply online at any Service Canada Centre using one of the many Internet kiosks available. To find the Service Canada Centre nearest you, visit the Service Canada website.
For more information on how to apply for EI benefits, see the publication called How to Apply for Employment Insurance Benefits on the Service Canada website.
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How To Get Cobra
Group health plans must give covered employees and their families a notice explaining their COBRA rights. Plans must have rules for how COBRA coverage is offered, how beneficiaries may choose to get it and when they can stop coverage. For more COBRA information, see COBRA Premium Subsidy. The;page links to information about COBRA including:
What Is The One
Before you start receiving EI benefits, there is one week for which you will not be paid. This is what we call the “waiting period.” The waiting period is like the deductible that you must pay for other types of insurance.
You usually serve the waiting period at the very beginning of a benefit period, unless you receive earnings during this one-week period. In that case, the waiting period will start during the first week for which you would otherwise be entitled to benefits.
Need more information on earnings received during the waiting period? See Section 3.
If you received EI benefits in the last 52 weeks and you have reactivated your claim having already served the one-week waiting period, you do not need to serve an additional waiting period on the existing claim.
Need more information on reactivating a claim? See Section 1.
Warning: If You Are Offered Your Old Job Back
Some people may be tempted to stay on unemployment instead of returning to workat least through the period where FPUC provided that extra $300 per week, in addition to each state’s regular unemployment payment. Be wary of following that approach. And remember, the benefits are only available until early September 2021.
Businesses who received loan forgiveness under the Paycheck Protection Program have been pushing for an answer to whether they would lose loan forgiveness if laid-off employees refuse to return when offered their old jobs back . The Treasury Department issued an FAQ saying this would not happen if they make a good-faith, written offer to rehire a laid-off employee and have documented evidence of being turned down by the employee.
But here’s what that FAQ also said: “Employees and employers should be aware that employees who reject offers of re-employment may forfeit eligibility for continued unemployment compensation.” In other words: Refuse to go back, and you could lose your unemployment insurance.
What Am I Entitled To And How Can I Claim
The NASpI amounts to 75% of the monthly reference earnings with a monthly ceiling of EUR 1 227,55 plus 25% of the portion of the workers actual monthly pay exceeding the said ceiling. The maximum payable amount is equal to EUR 1,335,40 per month for 2021. As of the first day of the fourth month of receipt of the benefit, the amount is reduced by 3% every following month.
The amount of DIS-COLL is calculated using the same method as NASpI but is provided for a number of weeks equal to half the number of weeks of contributions paid in the last working year.
To receive unemployment benefits, you must submit a claim to the INPS electronically within 68 days from the end of the working relationship and sign an ‘Immediate Availability Declaration’ for work or request enrolment in a training course, both of which must be submitted to the competent Job Centre .
ISCRO amounts to 25% of income earned in the previous year with a ceiling of EUR 800 per month, is paid for six months and is not subject to taxation.
For this purpose, you can use one of the methods described on the relevant webpage.
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What Are Unemployment Benefits
Unemployment benefits provide you with temporary income when you lose your job through no fault of your own. The money partly replaces your lost earnings and helps you pay expenses while looking for new work. The benefits, from taxes your former employer paid, are not based on financial need. While you receive benefits, your job is to get back to work as quickly as possible.
Am I Eligible For Ei Regular Benefits
You may be entitled to receive EI regular benefits if you:
- are employed in insurable employment;
- lost your employment through no fault of your own;
- have been without work and without pay for at least seven consecutive days in the last 52 weeks;
- have worked for the required number of insurable hours in the last 52 weeks or since the start of your last EI claim, whichever is shorter;
- are ready, willing, and capable of working each day; and
- are actively looking for work .
You may not be entitled to receive EI regular benefits if you:
- voluntarily left your employment without just cause;
- were dismissed for misconduct; or
- are unemployed because you are directly participating in a labour dispute .
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Number Of Hours Of Insurable Employment Required To Qualify For Eitemporary
The qualifying period is the shorter of:
Exception: In some cases, the qualifying period may be extended to a maximum of 104 weeks if you werent employed in insurable employment or if you werent receiving EI benefits.
Until September 24, 2022 Temporary
You only need to have accumulated 420 hours of insurable employment during your qualifying period to qualify for EI benefits.
If you were assessed a violation, you may need more insurable hours to qualify for benefits. The required amount rises based on the number and seriousness of misrepresentations that have been recorded in the 5-year period before the start of your claim.
After September 24, 2022
You will need between 420 and 700 hours of insurable employment based on the unemployment rate in your area during the qualifying period to qualify for regular benefits:
Once you have determined the unemployment rate in your area, see the table below for the number of hours required.
Look up EI Economic Region by Postal Code to find out the unemployment rate in your region and the number of hours to qualify for regular benefits.
If you received a notice of violation regarding prior EI benefit periods, the number of insurable hours required to qualify is increased.
Information Needed To Apply
Be prepared with the following information before;to file your initial claim:
- Your Social Security Number
- Your mailing address, county of residence
- Your Driver License or state-issued ID number
- Employment history:
- The names, addresses, and phone numbers of all employers for the last 18 months, including the correct mailing address and telephone number for the most recent employer
- The last day worked immediately prior to filing the UI claim
- Amount and date of any payment for severance, vacation, holiday or unused sick pay
- The name and local number of your union hall, if applicable
- Alien Registration Number, if applicable
- Copy # 4 of DD Form 214 if released from the military in the last 18 months
- SF 8 or SF 50 if employed in Federal Civilian service in the last 18 months
- Start date and monthly benefit amount of any pension
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Your Work Search Responsibilities
To receive unemployment insurance benefits,;;you must seek work with at least three potential employers each week and maintain a detailed and verifiable record of your work search. If you cannot prove you looked for work, you may be considered overpaid and required to repay benefits.
Changes To Support You During Covid
Temporary changes have been made to the Employment Insurance program to help you access EI regular benefits. The following changes are in effect until September 2021, and could apply to you:
- the waiting period may be waived
- a minimum unemployment rate of 13.1% applies to all regions across Canada
- if your regions unemployment rate is higher than 13.1%, well use the higher actual rate to calculate your benefits
Sections on this page impacted by these temporary changes are flagged as;Temporary COVID-19 relief.
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What You Need For Apply For Unemployment Benefits
To apply for Unemployment Insurance benefits, you need to provide personal information including your Social Security number, birth date, home address, email address , and phone number.
You also need information about your employment history from the last 15 months, including:
- Names of all employers, plus addresses and phone numbers
- Reasons for leaving those jobs
- Work start and end dates
- Recall date
You may need additional information in certain situations:
- If you are not a U.S. citizen your Alien Registration number
- If you have children their birth dates and Social Security numbers
- If youre in a union your union name and local number
- If you were in the military your DD-214 Member 4 form. If you dont have it, you can request your DD-214 online.
- If you worked for the federal government your SF8 form
If youre a non-U.S. citizen applying for UI benefits, DUA must verify that you are legally authorized to work in the United States. Non-English speakers can apply for UI in their own languages on DUA’s foreign language application site.
If you’re not sure that UI is right for you, you can check your eligibility or review our overview of unemployment assistance benefit programs.
What You Need To Know
Update 12/29/20: The federal government has extended the federal unemployment benefit programs available through the CARES Act for an additional 11 weeks. Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation will be available through March 14, 2021, with qualified claimants benefits fully phasing out by April 5, 2021. Federal Pandemic Unemployment Compensation benefits will resume with $300 weekly payments until March 14, 2021.
To receive these extended federal benefits, continue to certify weekly while unemployed. To allow your fellow New Yorkers to reach NYS DOL representatives about regular matters, please do not call to inquire about the federal program extensions at this time. As we receive additional guidance on the federal programs from US DOL, we will provide updates on our website, social media platforms, and directly via emails and texts.
- Waiting weeks for unemployment benefits have been waived during this crisis. If youve seen the term waiting week on your payment history, it is a relic of our existing system and does NOT impact your benefits.
- To collect regular unemployment insurance benefits, you must be ready, willing, and able to work. We understand that many of you are unable to work due to the COVID-19 pandemic and the impact of NYS on PAUSE. If you would otherwise be able to work, you should answer ‘YES’ in order to receive your benefits.
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Next Steps For Apply For Unemployment Benefits
Request weekly benefits
You must request weekly benefits every week that you are unemployed. You will make your first weekly benefit request the week after you file your claim for unemployment benefits.
Begin your work search
You must begin searching for work immediately . Track your search for new employment by using the Work Search Activity Log.
DUA will review your application
DUA will review your application and confirm details of your application with your former employer. If you provided an email address when you filed your claim, you will receive an email from DUA asking you to verify your email address.
DUA will send a Monetary Determination
This notice tells you how much youll potentially receive in unemployment benefits.
Respond to questionnaires from DUA
If there is a question of eligibility, you’ll receive a fact-finding questionnaire from DUA requesting information from you. You must respond to this questionnaire by the deadline specified. Failure to respond may result in a disqualification from receiving benefits.
DUA will send a Non-Monetary Determination
This notice tells you whether youve been approved for unemployment benefits. If your application is denied, you can appeal the decision within 10 days.
Before You Apply: Gather Your Documents And Information
For regular unemployment insurance benefits, you will need:
- Your name, Social Security number, birthdate and contact information.
- Your complete work history for the past 18 months including:
- employer name
- start and end dates of employment for each employer
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What Is Employment Insurance
The Employment Insurance program offers temporary financial assistance to Canadians and individuals who are legally entitled to work in Canada, have a valid Social Insurance Number and remain in Canada during their benefit period. One type of benefits that the EI program offers is regular benefits. EI regular benefits are offered to people who have lost their employment through no fault of their own and who are ready, willing, and capable of working each day but unable to find work.
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Katrina Ávila Munichiello is an experienced editor, writer, fact checker, and proofreader with more than fourteen years of experience working with print and online publications. In 2011, she became editor of World Tea News, a weekly newsletter for the U.S. tea trade. In 2013 she was hired as senior editor to assist in the transformation of Tea Magazine from a small quarterly publication to a nationally distributed monthly magazine. Katrina also served as copy editor at Cloth, Paper, Scissors and as a proofreader for Applewood Books. Since 2015 she has worked as a fact checker for America’s Test Kitchen’s Cook’s Illustrated and Cook’s Country magazines. She has published articles in The Boston Globe, Yankee Magazine, and more.
In 2011, she published her first book, “A Tea Reader: Living Life One Cup at a Time” . Before working as an editor, she earned a Master of Public Health degree in health services and worked in non-profit administration.
As states closed down and businesses shuttered because of COVID-19, record numbers of the newly out-of-work people applied for unemployment insurance to help pay their bills. In the week ending March 28, 2020, the U.S. Department of Labor announced that 6.6 million new benefit claims were filed, compared to 3.3 million the previous week.
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