Friday, June 14, 2024

Can I Apply For Medical If I Am Unemployed

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What Is The Medi

Can I apply for health insurance if I’m unemployed, or lose Cobra coverage, under Obamacare?

The WDP program provides full scope Medi-Cal to disabled individuals who work and have income that is too high to qualify for other Medi-Cal categories. For this program, you can have up to 250% of the Federal Poverty Level in countable income and still receive Medi-Cal benefits. Enrollees pay a monthly, sliding-scale premium for this health coverage.

You may be eligible for Medi-Cal’s Working Disabled Program if you meet all the following criteria:

  • You meet Medi-Calâs definition of disability. Your earnings due to work are not considered when determining whether a disability exists or persists.
  • Your total countable income can not exceed 250% of the Federal Poverty Level
  • You meet assets requirements for Medi-Cal. This Medi-Cal program exempts all Internal Revenue Service approved retirement accounts, such as employer sponsored 401k, 403b accounts, or individual retirement accounts authorized in the IRS codes and
  • Your countable unearned income is less than the appropriate SSI/SSP benefit rate. Again, disability income doesn’t count.
  • You are working.
  • Go Online To Create Your Own My Service Canada Account

    My Service Canada Account is a fast and convenient way to securely:

    • confirm any decision made about your Employment Insurance application
    • see details on your payments and deductions
    • view and update your personal information
    • view your EI tax information slips
    • view all Records of Employment your employers submitted electronically in the last two years
    • view and print your Canada Pension Plan Statement of Contributions and benefit estimate and
    • register to access EI special benefits for self-employed people.

    Are You Eligible For Ei Maternity Or Parental Benefits

    You may be eligible to receive EI maternity or parental benefits if you meet the following criteria:

    • you are employed in insurable employment
    • you meet the specific criteria for receiving EI maternity or parental benefits
    • your normal weekly earnings are reduced by more than 40%
    • you have accumulated at least 600 hours of insurable employment during the qualifying period, or
    • if you are a self-employed fisher, you have earned enough money during the qualifying period

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    Coverage And Federal Cost Estimates

    The federal cost of the Medicaid expansion for the unemployedincluding the federal Medicaid option in states that opt outcan be determined by estimating the cost of each new eligibility category: 1) individuals who are unemployed and 2) families with incomes up to 200 percent of the federal poverty level.

    For the first category, a key input is the number of people who become unemployed and lose employer coverage. Of those who lose employer coverage, an estimated 6.2 million people will gain ACA coverage and 7.3 million will become uninsured13.6 million people in total. Under the proposal, all 13.6 million people would be automatically enrolled in Medicaid.

    According to the Centers for Medicare and Medicaid Services Office of the Actuary, the per-enrollee cost of Medicaid in 2017 was $3,836 for children and $5,669 for adults. After accounting for inflationusing CMS growth projectionsas well as average family size, the average cost per family member in 2021 would be $5,630. Multiplying this per-person cost by 13.6 million people yields a total cost of $76.4 billion for this eligibility category in 2021.

    According to CMS, the per-enrollee cost of Medicaid for adults, inflated to 2021, is $6,311 children in this income group already qualify for CHIP. Multiplying this per-enrollee cost by 7.2 million people yields a total cost of $45.5 billion for this eligibility category in 2021.

    Im An Immigrant Can I Get Medi

    I am 59 years old and unemployed, can I qualify for insure ...
    • Immigrants who have been legal residents for 5 years or longer or meet specific noncitizen requirements qualify for all of the same programs that citizens can get.
    • Some non-citizens who have legal immigration status in the United States do not qualify for full Medi-Cal coverage. However, they may qualify for private coverage subsidized by the government.
    • Undocumented children and young adults who are 25 years old or younger can get Medi-Cal coverage, if they meet all other program requirements.
    • Undocumented adults who are 26 years old and older do not qualify for full Medi-Cal coverage, though they may qualify for Medi-Cal coverage for emergencies or during pregnancy.

    If you are not sure whether you qualify, contact an organization in your area that works with immigrants.

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    Am I Eligible For Regular Unemployment Compensation

    Each state sets its own unemployment insurance benefits eligibility guidelines, but you usually qualify if you:

    • Are unemployed through no fault of your own. In most states, this means you have to have separated from your last job due to a lack of available work.
    • Meet work and wage requirements. You must meet your states requirements for wages earned or time worked during an established period of time referred to as a “base period.”
    • Meet any additional state requirements. Find details of your own states program.

    Rate And Comment On The Answer

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    Answer Rating:

    Im a convicted felon and has been trying to get a job, and cant because when they ask you have you ever been convicted of a felony and you said yes interview is over. what they tell you to come become a productive citizen and how can you with no job. I do have health problems and need to see a doctor.

    My son is 43 years old and a convicted felon. He has not been able to find employment. He is living with me Im 66 years old on medicare and medicaid I gave a very limited income. He is having health issues and has no insurance or income. What can he do.

    Im in the same boat, with a bachelors of science in sociology w/an emphasis in criminal justice. For selling marijuana to afriend who was wearing a wire.

    No one even would think or label me as a felon, yet it hangs over my head like a glass ceiling. Its unfortunate were stuck in this quagmire.

    This is such a sad aituation the American govt has put felons in. It should not be asked when getting health coverage. Jobs. Or anything. Once they serve their time. That should be that. Its continuous torture for this people. Not fair.

    Answer Rating:

    Answer Rating:

    How do i get health & dental insurance with no income? I been unemployed a year now. But i need med & dental insurance. At my age i need to see a dr regularly

    I have been unemployed for a year . I am paying 400.00 dollars a month for Cobra insurance with no income. What options do i ha ve

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    What Is The 1

    Before you can start receiving EI benefits, there is a 1-week waiting period for which you will not be paid. This waiting period is like the deductible you pay for other types of insurance.

    You usually serve the waiting period at the beginning of your benefit period, unless you receive earnings during the first week. In that case, the waiting period will start during the first week you should begin to receive benefits.

    When EI parental benefits are shared, a single waiting period may apply. For example, if the waiting period has already been served for EI maternity benefits, then neither parent has to serve a waiting period if one or the other submits an application for EI parental benefits.

    At the end of parental leave, the parent who did not serve a waiting period might have to serve one, if that parent then applies for another type of EI benefit.

    If you already received EI benefits during the last 52 weeks and you have reactivated your claim and already served the 1week waiting period, you will not have to serve an additional waiting period.

    Other Help For The Unemployed

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    Medicaid is not the only resource you might be eligible for if you have lost a job. Apart from your states unemployment compensation program, you could benefit from a range of support services intended to help financially struggling people get by until another job opens up. Programs you might consider looking into include:

    • SSI/SSDI
    • SNAP, also called food stamps
    • TANF, also called cash aid or welfare
    • WIC nutritional support for young children
    • County or state job placement assistance or retraining services
    • Emergency food or housing vouchers
    • Low-Income Housing Assistance, formerly called Section 8

    Fortunately, many of these programs are administered by the same health and human services office that takes your Medicaid application. If you are recently out of work, speak with a worker in this office about the various programs you may qualify for. Often, approval for Medicaid or another low-income support program makes you automatically eligible for other programs with similar enrollment criteria.

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    What Are Ei Maternity Benefits

    EI maternity benefits are offered to biological mothers, including surrogate mothers, who cannot work because they are pregnant or have recently given birth. A maximum of 15 weeks of EI maternity benefits is available. The 15 weeks can start as early as 12 weeks before the expected date of birth, and can end as late as 17 weeks after the actual date of birth.

    Q My Baby Was Born In Hospital Or At Home Attended By A Registered Midwife How Do I Get A Health Card For My Baby When He Or She Is Born

    There is a special registration process for babies born in Ontario birthing hospitals and for babies born at home attended by a registered midwife.

    Immediately after the birth of your baby, hospital staff or a registered midwife will give you an Ontario Health Coverage Infant Registration form to complete. Babies born in an Ontario birthing hospital or at home and attended by a registered midwife will be provided with an infant registration form. Tourists, transients or visitors are not eligible for OHIP coverage.

    This form requests information regarding your baby such as the babys name, birth date and mailing address. Information is also requested regarding the parent/guardian who is completing the form. You will be asked to confirm that :

    • The child has a primary place of residence in Ontario.
    • The child will be physically present in Ontario for at least 153 days in any twelve-month period to retain health coverage.

    The bottom of the form is detachable and should be retained by you. It is pre-printed with a health number assigned to your baby. You should keep this record and use it until you receive the babys plastic Ontario health card.

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    Q Are Open Work Permit Holders And/or Participants In Citizenship And Immigration Canada’s Post

    Open work permit holders may be eligible for Ontario health insurance coverage provided they are employed full-time for an employer in Ontario for a minimum of six months, have a valid work permit during this time, and they:

    • maintain their primary place of residence in Ontario and are
    • physically present in Ontario for at least 153 days in any 12-month period and are
    • physically present in Ontario for 153 of the first 183 days immediately after establishing residency in the province.

    Further information on the changes concerning Temporary Foreign Workers can be found on a fact sheet entitled .

    Income Verification And The Look

    Can I Apply For A Loan If I Am Unemployed

    Recently unemployed people could have trouble with the Medicaid look-back period. It is entirely common for workers to earn well above the maximum allowable income for several years, only to lose their paycheck when the job ends. In this case, you could be in the unfortunate position of having a 5-year income history that puts you well outside of the eligible range of Medicaid applicants, while having no actual income at the moment. A situation like this may complicate your application to Medicaid, but it does not disqualify you.

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    Unemployment Insurance Relief During Covid


    The CARES Act gives states the option of extending unemployment compensation to independent contractors and other workers who are ordinarily ineligible for unemployment benefits. Please contact your states unemployment insurance office at the website or phone number provided below to learn more about the availability of these benefits where you live.

    Can I Get Health Insurance Without A Job

    BY Anna Porretta Updated on August 02, 2021

    If you lose your employment for any reason, one of the biggest concerns is how to ensure your potential medical needs are covered. The good news is you can get health insurance without a job. While group health insurance is not an option for those without an employer, you can still qualify for individual or family plans. Individual health insurance offers all the same coverage options as you may find from employer-sponsored plans.

    If you are unemployed, your employer doesnt offer health insurance, or you do not qualify for benefits offered at your job, you still have a few health insurance coverage options:

    • COBRA
    • Affordable Care Act insurance
    • Individual or family health insurance

    Most Americans do get their health insurance through their employer. According to a 2017 survey by the Kaiser Family Foundation about half of Americans get employee sponsored health insurance.Even if youre in the minority, you can still find unemployed health insurance thats right for you, your situation, and your budget. At eHealth, our licensed brokers have the expertise and experience to help you find the best individual or family health insurance plan for your needs and budget.

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    Can You Be Eligible For Medicare Before Age 65

    In some cases , you may be eligible for Medicare under age 65.

    • You have been receiving Social Security disability benefits for at least 24 months
    • You receive certain disability benefits from the Railroad Retirement Board and
    • You have Lou Gehrigs disease
    • You have permanent kidney failure requiring regular dialysis or a kidney transplant .

    Leave Of Absence/furlough Vs Layoff

    What Do I Do If I Am Currently Unemployed But Have to Sponsor My Spouse by I 864 Who is Already O

    If you’ve been laid off from your job, this means that your employer ended your position. But if you’re furloughed, this means that you’re on a temporary leave of absence and will return to your job at some point.

    Because of recent COVID-19 legislation, anyone who is on a leave of absence because of the coronavirus is eligible for unemployment insurance. This is in contrast to pre-coronavirus eligibility when some states may not provide unemployment benefits to furloughed workers.

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    Q I Am Frequently Away From Ontario Due To My Job/studies Am I Eligible For Ohip Coverage

    If your job or studies require you to leave Ontario frequently and you are unable to be present for 153 days in any 12-month period, you may still be eligible for OHIP coverage as a mobile worker or mobile student. To maintain your OHIP coverage, you should:

    • be able to provide acceptable documents that show that your work requires frequent travel in and out of Ontario or that your full-time academic program in Ontario requires travel outside of Ontario and
    • be able to provide acceptable documents to show how you make your primary place of residence in Ontario .

    New or returning residents to Ontario who qualify as a mobile worker or mobile student are exempt from having to meet the 153-day in the first 183-day physical presence requirement immediately after establishing residency in Ontario.

    What Types Of Health Insurance Options Are There When Youre Not Eligible For Medicare

    You may have a few choices when it comes to health insurance. For example:

    • Major medical a major medical plan usually covers many types of medical services, such as doctor visits and hospitalization. Coverage details vary among plans. You generally pay some kind of cost sharing, such as a deductible, copayment, or coinsurance. You might also pay a monthly premium.
    • Short-term just as it sounds, this is limited, temporary medical coverage and generally covers you for three months. Its often less expensive than a major medical plan. Its not for everyone, but may help cover you when you are waiting for other coverage.
    • Critical illness this type of insurance may pay you cash in a lump sum to help you with medical costs from a serious illness. Its designed for medical conditions such as cancer, heart attacks, and strokes. However, it doesnt pay your doctors or other health-care providers directly you still may need other insurance such as major medical.

    When you are eligible for Medicare coverage

    Whether you have a qualifying condition that makes you eligible for Medicare at age 60, or you qualify at age 65, you may have a number of options related to your Medicare coverage.

    In most cases, youll either be automatically enrolled in Original Medicare, Part A and Part B or youll need to sign up when youre eligible. Some people delay Part B enrollment.


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    Unemployed On Obamacare: What If I Am Unemployed But My Spouse Works

    HealthTN Affordable Care Act/Obamacare, Kids and Family

    Im uninsured and unemployed but my spouse works. Can I still enroll in Obamacare to get health insurance?

    Your household income is used to determine whether you qualify for Medicaid, CHIP, or lower costs on Marketplace coverage. So youll need to count your spouses income when you fill out your application.

    Information about any job-based coverage that is available to you and your family also affects whether you qualify for lower costs on Marketplace coverage.

    If youre eligible for coverage under a family members plan but dont enroll in it, you may not be able to get lower costs on Marketplace coverage based on your income. This will depend on whether the job-based insurance is considered affordable and meets certain minimum standards.

    You can learn whether the plan is considered affordable and meets minimum standards by filling out an Employer Coverage Tool. You can use information from this completed form to fill out your application.

    Having access to job-based coverage doesnt impact your eligibility for Medicaid.

    If your family members job-based coverage isnt offered to spouses or dependents, you can qualify for lower costs. Only the person with the job- based coverage wont qualify for lower costs on Marketplace insurance.

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