How To Claim For A Benefits Extension
If you are presently filing weekly claims for unemployment benefits, carry on filing your weekly claim if you are jobless or are working reduced hours. Thye will inform you by mail if you are eligible for the added benefits.
Usually, two programs will extend unemployment insurance benefits: Emergency Unemployment Compensation and Extended Benefits . It is beneficial for those that are out of work for a long period. The maximum benefits duration has increased from 26 to 99 weeks in some states.To be eligible for EUC benefits you must:
****The EUC expired on January 1, 2014, and since has not been renewed by Congress***
To be eligible for Extended Benefits , you must:
How Much Will You Be Paid By Unemployment Each Week When Will Your New York Unemployment Claim Be Processed And Paid
To calculate the amount of the benefit you are entitled to, the state of New York unemployment process uses one of two possible base periods. Base periods are divided into calendar quarters and the quarter you were paid the highest amount of wages determines the amount of your New York unemployment weekly claims. While you can determine ahead of time how much New York unemployment compensation you receive, you will be formally notified before your benefits begin.
New Yorks Basic Base Period is the first four of the last five completed calendar quarters prior to the beginning date of the UI claim. If you have earned enough wages in your Basic Base Period, those wages will be used to calculate your benefit amount.
If you do not have enough wages in the Basic Base Period to establish a claim, you may be able to use an Alternate Base Period. It is the last four completed calendar quarters prior to the beginning of the claim.
If you have enough wages in the Basic Base Period, the state will not automatically check to see if your benefit amount would be higher in the Alternate Base Period. If you think your New York unemployment amount would be higher, you can request that the state use your Alternate Base Period instead.
To qualify for NY unemployment benefits, you must meet the following earnings requirements during one of your base periods:
Benefits are paid for up to 26 weeks and will range from $104 to $504 for 2020.
I Am About To Exhaust My Regular Unemployment Compensation Benefits What Kinds Of Relief Does The Cares Act Provide For Me
Under the CARES Act states are permitted to extend unemployment benefits by up to 13 weeks under the new Pandemic Emergency Unemployment Compensation program. PEUC benefits are available for weeks of unemployment beginning after your state implements the new program and ending with weeks of unemployment ending on or before December 31, 2020. The program covers most individuals who have exhausted all rights to regular unemployment compensation under state or federal law and who are able to work, available for work, and actively seeking work as defined by state law. Importantly, the CARES Act gives states flexibility in determining whether you are actively seeking work if you are unable to search for work because of COVID-19, including because of illness, quarantine, or movement restrictions.
In addition, if you have exhausted the 13 weeks of additional benefits available under the PEUC program, you may be eligible to continue receiving benefits under the PUA program. PUA benefits are available for a period of unemployment of up to 39 weeks, meaning that if you have exhausted regular UC and PEUC benefits in fewer than 39 weeks, you may be eligible to receive assistance under PUA for the remaining weeks within PUAs 39 week period.
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Am I Eligible For Benefits During A Leave Of Absence From My Job
Generally, you are not eligible for benefits during a leave of absence from your job. In order to be eligible for benefits, you must be unemployed through no fault of your own, be actively seeking work, and be able and available to accept work if it is offered to you. In limited circumstances, an exception may apply to the general rule. DES will make a determination in each case.
Expanded Unemployment Benefits Under The Cares Act
The Coronavirus Aid, Relief, and Economic Security Act included a section that expanded unemployment benefits by an additional $600 per week on top of the benefit offered by states. This provision is being rolled out on a state by state basis, however, the benefit is retroactive to April 5, 2020.
The additional $600 weekly benefit brings the state and federal unemployment benefits up to an average of the median weekly wage in the United States. However, because the expanded benefits are being offered to everyone on
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How To File For Unemployment In Every State
State unemployment office websites can be old and difficult to navigate, so we tried to find the most applicable links and phone numbers for people looking to file a new unemployment claim or check on an existing one.
Use this information as a starting point to find the information you need for your state, but youll likely benefit from some additional reading and research about your states unemployment insurance processes before you file. For example, some states will automatically apply extra federal unemployment benefits according to individual eligibility, while other states require people to file separate claims for the different extra benefits.
Unemployment offices have been overwhelmed by new claims over the past year, and a common theme from our reporting is how youll need to be your own biggest advocate in pursuing benefits you are eligible for. If you have trouble reaching someone to help file or check on an existing unemployment claim, consider checking Facebook, Reddit, and other social media sites for groups and communities of unemployed workers where tips about getting through to local offices are shared.
Here are the best links and phone numbers we could find to file and check on unemployment claims. Many of these phone numbers, and even some online filing applications, are only available during normal weekday business hours. Some states recommend different methods for filing or checking on existing claims, so start there, when applicable.
S To Filing And Getting Your Unemployment Claim Processed Quickly
- Filing online via your states unemployment website as soon as possible after losing your job or pay cut is the fastest way to submit an unemployment claim. Particularly in todays world where call centers are operating at reduced capacity. If you have issues with your claim you will have to likely contact your local State Unemployment Insurance agency. Just be prepared for this to take time.
- Have details of your former jobs/employers , personal and banking information ready when filing the claim or talking to an agent at your state UI office. Make sure to give complete and correct information to minimize delays with your claim processing. It generally takes two to four weeks after you file your claim to receive your first first benefit check.
- You can get paid by check, debit card or direct deposit. To get your payments in the fastest way go with direct deposit and ensure you have your correct and up to date bank routing and account numbers documented.
- Certify on time to claim your benefits in order to get your unemployment check paid on schedule. One of the main reason people see disruptions is failing to file on time and with the required information. Further, with the new federal programs in place, the unemployment certification requirements could be more onerous so make sure you take time to review your weekly or bi-weekly certification requirements. If you miss several weeks of certification, you may have to file a new claim.
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To 2022 Maximum Weekly Unemployment Insurance Benefits And Weeks By State
Listed in the table below are the latest maximum weekly unemployment insurance benefit/compensation amounts by state. The Unemployment compensation program is designed to provide benefits to most individuals out of work or in between jobs, through no fault of their own.
Note, the table below contains the the maximum regular weekly state unemployment insurance compensation including adjustments for dependents where applicable. It does not include federally funded enhanced and supplementary benefit payments which have now expired.
In many states the number of dependents you have and your average maximum weekly wage will impact the unemployment benefits you are eligible to receive. Please check your respective states unemployment website referenced in the table below for state specific UI details, benefit eligibility and process to claim/file for benefits.
Stay In the Know:
State unemployment benefit information is constantly changing so if you notice any discrepancies please leave a comment and I will update the table as appropriate.
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Maximum Weekly Unemployment Insurance Benefit Amounts by State
Covered in this Article:
How Much Will My Weekly Payment Be
Your weekly benefit amount is shown on your Monetary Determination of Eligibility. Your WBA is based on total wages you earned in the base period.
You can determine your weekly benefit amount by dividing your total base period wages by 52. Then, multiply that number by 0.47. Your weekly benefit amount should be rounded down to the next whole dollar amount, up to a maximum of $390.00
For example, if your total wages in the base period was $30,000 then your WBA would be: $30,000 ÷ 52 = $576.92 × 0.47 = $271
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Your Rightsunemployment Amount Calculation
The amount of Unemployment Insurance benefits you receive is dependent on a number of factors, such as your past salary, amount of severance you received from a former employer, and additional sources of income. To learn more about how your benefits are calculated, read below.
To determine what UI benefits you are eligible to receive, your state will typically review your prior wages and hours within a period of time known as a base period. In a regular base period, the first four calendar quarters of the last five you worked before your unemployment claim, determine your amount of compensation. Remember that a calendar year has 4 quarters. In other words, your eligibility is decided based on the first 12 out of the last 15 months you worked.
Not all states calculate benefit amounts the same, but the most common methods are:
a straight proportion of oneâs total wages during the base period, or
a proportion of oneâs total wages during the highest three-month period in the base period.
Each state has a minimum and maximum weekly benefitâranging from $5 in Hawaii to $722 in Massachusetts. It is important to review the history of your earnings in order to ensure that your benefit rate is accurate. For information on your state, click on your state in the map below.
Those who receive benefits while working part-time may be eligible for an equivalent amount of benefits spread out over a longer period of time .
How Is My Weekly Benefit Amount Determined
Your weekly benefit amount is the amount of money you may receive each week. This is calculated by dividing your total of wages in the last two quarters by 52. That number is then rounded to the next lower whole dollar. In order to receive a payment, the total must equal to or exceed $15. The exact amount of benefits and the length of time that you may get benefits cannot be determined until you actually file your claim for benefits.
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Who Is A Base Period Employer
Your base period employer is any covered employer who reported wages for you during the base period of your claim. All base period employers are potentially responsible for a proportional share of charges based on the percentage of benefits reported for you during your base period.
Calculating Your Duration Of Benefits
The number of weeks you are eligible to receive UI benefits is called your duration of benefits. Your duration of benefits is calculated by dividing your maximum benefit credit by your weekly benefit amount.
The maximum number of weeks you can receive full unemployment benefits is 30 weeks . However, many individuals qualify for less than 30 weeks of coverage.
The following examples show how to determine your duration of benefits.
Example 1
In this example, you would be eligible to receive $362 for 24 weeks.
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How Much Will I Receive In Weekly Benefits
You can calculate your potential benefits online. Your weekly benefit amount and the number of weeks of entitlement are based on the wages you were paid and the amount of time you worked during your base period. The weekly benefit amount is calculated by dividing the sum of the wages earned during the highest quarter of the base period by 26, rounded down to the next lower whole dollar. The result cannot exceed the utmost weekly benefit permitted by the rule. This is a state-specific parameter and is dependent on the states budget and unemployment rate.The base period is the term used to describe the time frame used as the basis for deciding whether or not you will be monetarily eligible for unemployment.
Family Supplement Low Income Families
If you are considered to be part of a low income family, you are eligible to receive extra EI benefits through the Family Supplement. You are considered to be low-income if:
- your net family income is not higher than $25,921 per year,
- you have children, and
- you or your spouse received the Canada Child Benefit
How much you will receive is based on your income and the number of children and their ages. This amount will automatically be added to your EI payment. If you and your spouse claim EI benefits at the same time, only one of you can receive the Family Supplement.
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What Is An Earning Allowance
Your earning allowance is the amount of money you can earn without reducing your weekly benefit amount. Earnings over this amount are deducted dollar-for-dollar from your weekly benefits. You must always report your gross earnings for any work performed during any week you claim benefits.
How To File Your Weekly Claim
After you file your application for unemployment benefits, you must start filing your weekly claims. You require filing each week, even though you are:
You can file your weekly claim:
- Through the Internet You can file your weekly claim online. You must have a User ID and PIN to file your weekly claim online.
- File every week that you want to claim benefits and keep on filing until you go back to work, run out of benefits or stop seeking work. You will receive your unemployment benefits one week after filing the claim.
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Career Skills That Can Create Financial Independence
About Ryan Guina
Ryan Guina is the founder and editor of Cash Money Life. He is a writer, small business owner, and entrepreneur. He served over 6 years on active duty in the USAF and is a current member of the IL Air National Guard.
Ryan started Cash Money Life in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about military money topics and military and veterans benefits at The Military Wallet.
Ryan uses Personal Capital to track and manage his finances. Personal Capital is a free software program that allows him to track his net worth, balance his investment portfolio, track his income and expenses, and much more. You can open a free account here.
What Kind Of Work Must I Accept
You must accept any suitable work during your first 10 weeks of the benefit period based on such factors as your experience, customary occupation, prior earnings, etc. During the remaining weeks, any suitable work must be considered. NOTE: Suitable work will be any work offered that pays 120% of your weekly benefit amount beginning with the eleventh week after you file your claim.
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Seasonal Adjusted Ui Rate 90% Or Above
Maximum Number of Weeks: 20Maximum Benefits Payable will Equal the least of:20 x WBA or 1/4 of Base Period wages
The Georgia Legislature passed House Bill 347 which changes the calculation method to determine the maximum number of weeks to be based upon the adjusted statewide unemployment rate in use at the time the regular UI claim is filed. The change became effective July 1, 2012.
No. The individuals base period wages are used to determine the maximum benefits payable which may or may not qualify an individual for the maximum number of weeks. The maximum benefits payable to an individual in a benefit year is the least of the maximum number of weeks times the weekly benefit amount or one-fourth of the base period wages.
An Unemployment Benefit Determination is mailed to claimants when an initial claim is filed on or after July 1, 2012. The determination will provide the rate for your claim filing period. The current rate for a specified claim filing period may also be obtained by contacting UI Customer Service at 404-232-3001 or 1-877-709-8185.
