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What To Do When Unemployment Benefits Are Exhausted

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Exhausted Regular Unemployment You May Be Eligible For Programs Extending Unemployment Benefits

PUA Unemployment Benefits Exhausted in PA. What to Expect with your New Claim

If you received the maximum 26 weeks of regular unemployment insurance, you may be eligible for two other programs to extend your unemployment benefits for a total of up to 59 weeks. Those who are not eligible for regular unemployment insurance, but are receiving benefits under the Pandemic Unemployment Assistance program, are not eligible for the extensions discussed here, but under current rules may be eligible for up to a maximum of 46 weeks unemployment insurance.

For those receiving regular unemployment insurance, if you remain unemployed, but you exhaust all 26 weeks of regular unemployment benefits, you will then be eligible for Pandemic Emergency Unemployment Compensation , which will extend your unemployment benefits an additional 13 weeks. Individuals receiving PEUC receive the same amount of weekly benefits they received during the first 26 weeks and will remain eligible for the additional weekly pandemic payment of $600 through July 26, 2020. The 13-week extension through the PEUC program ends the week of December 27, 2020.

To recap, if you are unemployed longer than 26 weeks and receiving regular unemployment benefits, you may be eligible for 13 weeks of extended benefits through the PEUC program, and then possibly up to 20 weeks of extended benefits through the EB program, for a possible maximum of 59 weeks of unemployment benefits.

Cares Act Unemployment Compensation Enhancements For Coronavirus / Covid

The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, signed into law on March 27, 2020 expands Reemployment Assistance benefits. Benefits will be paid from the date they became eligible under the CARES Act. Programs included in the CARES Act are:

  • Federal Pandemic Unemployment Compensation provides an additional $600 per week to any eligible individual until 7/31/2020. The $600 would be paid the first week of your unemployment claim period but no earlier than 4/5/20. Program Expiry As of 7/31/20 the $600 FPUC benefit has ended. Any supplementary benefits would be subject to Congress passing an unemployment benefits funding extension.

End Of Federal Enhanced Benefits In California

The CA EDD has confirmed that claimants on the PEUC, PUA, MEUC and FPUC programs will file/certify for benefits for the last time covering the week ending September 4, 2021. Any active claims, with or without remaining balances, will expire after this date and no benefits will be paid .

While there has been a lot of discussion around extending pandemic unemployment benefits, the Biden administration has confirmed that states will have to use already allocated stimulus funding to expand or extend traditional state unemployment programs. The EDD or state agencies have not indicated they are planning to do so at this stage, but I will post updates if things change.

The CA EDD automatically transferred over 340,000 claimants to the Federal-State Extended Duration benefits, but these were only available for an extra week until September 11th. After this date all claimants must have a regular UI claim to continue receiving benefits. This may exclude PUA claimants who would not normally qualify for traditional state unemployment insurance programs.

Note that even after September 11th, any pending claim payments will be processed retroactively after September 4 if you are later determined eligible and you did not receive conditional payments.

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Most People Who Are Eligible To Recieve Unemployment Benefits Will Recieve An Additional 25 Weeks Of Benefits Through September 6 2021

Most states pay unemployment benefits for 26 weeks .

The March 2021 American Rescue Plan allows states to pay benefits for an extra 13 weeks, through September 6. The $300 weekly supplemental benefit will be available through September 6.

In most states you will automatically receive the extended benefits if you are eligible. In some cases you might have to contact your state’s Unemployment Insurance program. Learn more at your states unemployment insurance website.

Have more questions about Unemployment Insurance? Visit FAQs about Unemployment.

What Was Pandemic Emergency Unemployment Compensation

What If I Have Exhausted My Unemployment Benefits ...

Pandemic Emergency Unemployment Compensation was an emergency program designed to help Americans affected by the COVID-19 pandemic. It was established by the Coronavirus Aid, Relief, and Economic Security Act, a $2 trillion coronavirus emergency stimulus package signed into law by former President Trump on March 27, 2020. After a series of extensions, the program expired on September 5, 2021.

Benefits under the PEUC program were due to expire on Dec. 31, 2020 however, the PEUC was extended to March 14, 2021, and the number of weeks that an individual could claim PEUC benefits was increased from 13 to 24 by the Consolidated Appropriations Act , 2021. The American Rescue Plan Act of 2021 further extended the PEUC 29 weeks for up to 53 weeks through Sept. 5, 2021.

In other words, an additional 40 weeks were added to the original 13 weeks of extended benefits. Check with your state to determine your eligibility for federal benefits.

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How Can One Get Unemployment Benefits

Unemployment insurance pays payments to those who are out of work but are not at fault for their loss of employment. To be eligible for unemployment benefits, you must have a sufficient amount of work experience and earnings. Once you file a claim, your eligibility will be determined. Unemployed people do not qualify for unemployment benefits. One can still claim for unemployment if he or she was fired due to poor job performance or if unable to meet the job qualifications standards.

The first step in receiving unemployment benefits is to file a claim. Benefits eligibility varies from state to state. One can apply for unemployment in most states online. One just has to visit the local unemployment office to file a claim in person. To obtain your benefits as soon as possible after quitting your job, file as soon as feasible. When making a claim, make sure you have all of the necessary information. Your first check may take two to three weeks to arrive. To keep receiving payments after you have been authorized, you must file weekly by phone, mail, or online. Your unemployment payments will be delayed if you provide incomplete or erroneous information.

How Do I Apply For Peuc

Sign into your online account at and click on the Apply for Pandemic Emergency Unemployment Compensation link to apply. Federal guidelines require you to file a separate claim for PEUC to receive these benefits. You will not automatically receive PEUC when you exhaust regular state unemployment insurance benefits.

If you are not eligible for PEUC, you will not see the Apply for Pandemic Emergency Unemployment Compensation link in your online account.

For help with applying for PEUC by phone, call the Customer Call Center at 888-737-0259.

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Who Will Be Impacted By These Federal Benefits Ending And How

Gig workers and the self-employed

People receiving Pandemic Unemployment Assistance, or PUA, will lose their weekly benefits. This is the program created for workers who dont fit within the bounds of traditional unemployment insurance, like gig workers and independent contractors. As of Aug. 7, more than 916,000 New Yorkers were claiming PUA benefits each week, and in the week of Aug. 21, nearly 1,200 people filed new claims for the program.

Workers who have been unemployed for more than six months straight

If your unemployment insurance claim has reached or surpassed the originally allotted 26 weeks, your benefits will end. This is because two federal programs called Pandemic Emergency Unemployment Compensation, or PEUC, and Extended Benefits, or EB, will be expiring on Sept. 5. These programs extended the length of time someone could receive unemployment benefits in New York to account for the economic challenges of the pandemic. As of Aug. 7, more than 713,000 people were claiming PEUC benefits, and more than 7,000 people were claiming EB benefits.

Anyone receiving unemployment benefits and getting the extra $300 a week

That weekly boost from the feds will disappear on Sep. 5, too. That means anyone receiving any kind of unemployment benefits will drop back down to their normal payments from the state, which are a maximum $504 a week.

When Can I File For Peuc

What happens when unemployment benefits are exhausted?

Once you have exhausted your regular unemployment insurance benefits, you can file for PEUC. The link will appear on your customer portal the day after your last weekly certification for regular unemployment benefits is paid.

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How To Apply For Peuc

Anyone who has exhausted their regular unemployment compensation benefits can get an extra 29 weeks of benefits through the PEUC program.

To receive PEUC, you must be actively engaged in looking for work. However, the bill specifies that “a State shall provide flexibility in meeting such requirements in case of individuals unable to search for work because of COVID-19, including because of illness, quarantine, or movement restriction.” Individual states will offer guidance on how to extend benefits through this program.

In addition to the weekly benefit amount you can receive under PEUC, you will also be eligible for $300 per week under the FPUC program beginning after March 14, 2021, and ending on or before Sept. 5, 2021.

Previously, 26 states ended their participation in the FPUC program early, before the Sept. 5 deadline. The best way to confirm the status of your unemployment benefits is to check with your state’s unemployment office. The Department of Labor lists the contact information for all fifty states’ labor offices on its website.

A “nonreduction” rule in the CARES Act prevents states from doing anything to decrease the maximum number of weeks of unemployment insurance or the weekly benefits available under state law as of Jan. 1, 2020.

Amendment To The American Rescue Plan

A Senate amendment to the American Rescue Plan made $10,200 of unemployment compensation paid in 2020 tax-free at the federal level for anyone earning less than $150,000. If you filed your tax return before March 31, 2021, the IRS automatically made adjustments based on the exemption. State rules differ, so you should review your state return. Click here to see how your state’s rules align with the federal exemption.

If your unemployment insurance benefits are about to end, what happens next? Your options are limited. But if you prepare early, you can lessen the impact when benefits run out. Here are some routes to explore.

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Reminder: Federal Pandemic Unemployment Benefits Including Peuc Pua Fpuc And Meuc Ended Sept 4 2021 Learn More

Pandemic Emergency Unemployment Compensation is an extension to state unemployment insurance benefits that was created through the federal CARES Act and extended through the Continued Assistance Act and American Rescue Plan Act.

Claimants may receive PEUC for up to 53 weeks after exhausting state unemployment insurance benefits. The PEUC program expires Sept. 4, 2021.

What To Do When Unemployment Benefits Are Exhausted

What To Do If I Have Exhausted My Unemployment Benefits ...

Wondering about what to do when unemployment benefits are exhausted? There are some programs that help people financially during their unemployment. Read more to familiarize yourself with these programs and their eligibility rules.

Unemployment insurance, commonly known as unemployment benefits, is a sort of state-funded insurance that pays out money on a weekly basis to those who have lost their jobs and meet certain criteria. Those who quit their jobs or were fired for a good reason are not eligible for unemployment benefits. To put it another way, someone who is laid off due to a lack of suitable labor and is not at fault frequently qualifies for unemployment benefits.

Despite the fact that unemployment insurance is a federal law, each state manages its own program. Workers must comply with all work and wage criteria set forth by their state, including time worked. State governments are primarily responsible for disbursing the benefits, which are supported by payroll taxes collected specifically for that purpose.

Unemployment insurance recipients reportable income includes freelance work and jobs for which they were paid in cash. People who have been unemployed for more than 26 weeks may be eligible for an extended benefits program. Unemployed individuals might get an additional number of weeks of unemployment benefits if they qualify for extended benefits. The availability of extended benefits will be determined by the overall unemployment situation in a state.

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You Voluntarily Resign From Your Position

If you quit your work without a compelling reason or good cause, you may be refused unemployment benefits. Personal choice is neither a compelling reason nor a solid one for quitting. To be considered for a good cause, you must have had to leave due to a pressing need. You must have made a good faith effort to avoid quitting your employment before quitting. This implies that before departing, you must have told your employer of the problem and given them the opportunity to resolve it.

There are a few scenarios that qualify as compelling reasons for your forced job termination:

  • Family circumstances that obstructed you from working
  • Economic challenges
  • Working conditions that are intolerable
  • You were misled about the working conditions
  • Your boss is refusing to pay you
  • Your employers offensive behavior, such as aggressive behavior, swearing at work, false charges, or discrimination based on race, gender, or age
  • Working situations that are unsafe
  • Issues with transportation
  • Leaving for a different job
  • If the average individual in the same situation would have quit their employment, you have excellent reason to quit your job

New Following Legislation Introduced By Councilmember Silverman Pua Users Are Now Also Eligible For 7 Additional Weeks Of Support Through Eb When Unemployment Levels Remain High

You can apply for EB at the end of your 13-week PEUC extension. To apply, visit and follow the prompts.

You will receive the same weekly amount you received through UI and PEUC or PUA, unless your income has changed. EB will be available for as long as unemployment levels in the District remain higher than normal.

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I Am About To Exhaust My State Unemployment Insurance Benefits How Do I Apply For Peuc

When you sign into your online account at, you will see an Apply for Pandemic Emergency Unemployment Compensation link instead of a link to file your Weekly Certification. Click on the Apply for Pandemic Emergency Unemployment Compensation link to file your claim.

Federal guidelines require you to file a separate claim for PEUC to receive these benefits. You will not automatically receive PEUC when you exhaust regular state unemployment insurance benefits.

If you are not eligible for PEUC, you will not see the Apply for Pandemic Emergency Unemployment Compensation link in your online account.

For help with applying for PEUC by phone, call the Customer Call Center at 888-737-0259.

Create An Action Plan

Unemployment pay extended 13 weeks for those who have exhausted benefits

If you are close to losing your unemployment benefits, you need to create an action plan to fall back on.

The best time to trim expenses and find resources is while you still qualify for unemployment. Make a plan now, and you can save yourself additional stress later.

The longer youre unemployed, the more challenging it can be to get your finances in order and find work, but there are resources available to help long-term unemployed workers.

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How Do I Know What My Benefits Will Be Come Sept 5

You should go to your Unemployment Insurance dashboard at to see your effective days remaining for benefits and your benefits types and payments.

You can also call the Department of Labor for claim help at 888-209-8124, from 8 a.m. to 6 p.m., Monday to Friday.

Please consider becoming a digital subscriber.

When Should I Expect Payment For Peuc

If you have exhausted your weeks of regular state unemployment insurance benefits, file your claim for PEUC and complete your Weekly Certification. If youre approved for PEUC, you should continue receiving benefits for all eligible weeks.

If you previously exhausted your weeks of regular state unemployment insurance benefits and have worked since then, your last employer is given, by law, 10 days to respond to DES about your PEUC claim. No payment will be released until after this 10-day period. If there are no issues with your claim, it will usually take approximately 14 days from the time you file your claim to receive your first payment.

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What Is The Extended Benefits Program And When Does It End

The Extended Benefits program, or EB, is a federal program that became available on July 5, 2020.

It was meant to continue providing income for those whod already exhausted two other state or federal unemployment programs state Unemployment Insurance and Pandemic Emergency Unemployment Compensation, or PEUC.

Initially, New Yorkers could access up to 20 weeks of EB. But the amount of EB available was dependent on New Yorks unemployment rate. If the rate ran less than 8% for a three-month period a threshold set by the federal government the EB amount available to New Yorkers would decrease to 13 weeks.

Thats what is taking effect Aug. 9: The decrease from 20 weeks to 13 weeks of EB eligibility.

New Yorks average unemployment rate between April and June was 7.9%, triggering the change, according to the most recent unemployment data from the U.S. Labor Bureau of Statistics.

So what does that mean for you? If youve been receiving EB for 13 or more weeks, it means you will stop receiving it on Aug. 9. If youve been receiving EB for less than 13 weeks, you may receive it until Sept. 5, when the program comes to a full stop for everyone around the country.

If you become eligible for EB after Aug. 9, your EB benefits will cease on Sept. 5.

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