Section : Ny Unemployment Faqs
If youâve never received unemployment assistance before in New York, take some time to study this section of the guide to familiarize yourself with some of these important bits of information about unemployment insurance. You need to know the frequency and amount youâll receive for unemployment in order to manage your financial life. The amount youâll receive for unemployment will depend on how much money you made and how long you worked during a calendar year along with other factors like whether or not you intend to continue working part-time during your unemployment. And youâll need to certify each week that youâre willing, able, and ready to work and that youâre actively seeking work in order to continue receiving payments.
Maximum Weekly Benefit Amount
The amount you are eligible to receive per week on unemployment is your weekly benefit amount . Although the WBA is determined by your previously earned wages, New York state law limits the amount you can collect per week to prevent you from receiving exorbitant compensation amounts. The maximum laws are based on the average unemployment insurance covered employees weekly wage, which may change each year. As of April 2011, New York states maximum weekly benefit amount is $405.
How Much Do You Get For Unemployment In Ny
If you are eligible to receive unemployment assistance, your weekly payments will be determined by how long you worked during a Base Period and how much money you earned from your employers. The Base Period is one calendar year or 4 quarters . The method used to calculate your weekly unemployment payments will be determined by which type of Base Period is used for the calculation. There are two types of Base Periods: the Basic Base Period and the Alternate Base Period. The Basic Base Period is used for the calculation for Individuals who have had enough wages during the preceding calendar year. For individuals who donât have enough wages in their Basic Base Period, the Alternate Base Period is used for the calculation. A Benefits Calculator is available online at the NY.gov website.
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If You Have To Reapply Heres What You Need To Do
Go to labor.ny.gov/signin and click File a Claim, or call the state Department of Labors automated phone service at 888-209-8124.
You will need these documents:
- Your New York State driver license or Motor Vehicle ID card number
- Your complete mailing address and ZIP code
- A phone number where the DOL can reach you
- Your Alien Registration card number, if you are not a U.S. citizen and have a card
- Names and addresses of all your employers for the last 18 months
- Employer Registration Number or Federal Employer Identification Number of your most recent employer
- Your copies of forms SF8 and SF50, if you were a federal employee
- Your most recent separation form , for military service
Heres when you should call:
The Department of Labor has a process set up that recommends people call on certain days of the week based on their last name. You can find your day here:
When Benefits Are Not Paid
Under the New York State Unemployment Insurance Benefits Law, compensation will not be made to a former Research Foundation employee if he or she is disqualified for any of the following reasons:
- The employees required work or wages were less than established by New York State law.
- The employee voluntarily quit.
- Termination was the result of misconduct.
- Termination was the result of refusal of a job.
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How Many Weeks Of Unemployment Can You Get In New York
Pandemic Emergency Unemployment Benefit: New Yorkers can now receive up to 53 weeks of extended unemployment benefits. UI: If you haven’t worked for an employer since your first application, or earned ten times your weekly benefit percentage, you can also prove your current eligibility at the end of the work year.
Why The Benefit Amount Varies From One State To Another
The major reason for variation in the benefit amount from one state to another is the UI replacement rate. UI replacement rate is nothing but the percentage of your previously earned income replaced by the unemployment benefits. For instance, in 2019, D.C. average UI replacement was 21%, whereas Hawaiis replacement rate was 55%.
How Much Will You Be Paid By Unemployment Each Week When Will Your New York Unemployment Claim Be Processed And Paid
To calculate the amount of the benefit you are entitled to, the state of New York unemployment process uses one of two possible base periods. Base periods are divided into calendar quarters and the quarter you were paid the highest amount of wages determines the amount of your New York unemployment weekly claims. While you can determine ahead of time how much New York unemployment compensation you receive, you will be formally notified before your benefits begin.
New Yorks Basic Base Period is the first four of the last five completed calendar quarters prior to the beginning date of the UI claim. If you have earned enough wages in your Basic Base Period, those wages will be used to calculate your benefit amount.
If you do not have enough wages in the Basic Base Period to establish a claim, you may be able to use an Alternate Base Period. It is the last four completed calendar quarters prior to the beginning of the claim.
If you have enough wages in the Basic Base Period, the state will not automatically check to see if your benefit amount would be higher in the Alternate Base Period. If you think your New York unemployment amount would be higher, you can request that the state use your Alternate Base Period instead.
To qualify for NY unemployment benefits, you must meet the following earnings requirements during one of your base periods:
Benefits are paid for up to 26 weeks and will range from $104 to $504 for 2020.
Important Unemployment Terms To Know
When getting ready to file for unemployment in NY with a local office like the Syracuse unemployment office, there are some terms that you should be aware of. Not all of these terms will show up on the application, but knowing them all will help with understanding the system of unemployment insurance in NY today.
- The Base Period The first four full fiscal quarters out of the last five before filing for NYS UI. Most eligibility requirements for unemployment in New York are met in the base period.
- Alternate Base Period The four financial quarters directly before you submit forms to apply for unemployment in NY.
- Extended Base Period A longer timeframe for considering income for unemployment. This is only available to applicants that receive workers compensation and dont have the income to qualify for unemployment in the Base Period.
- New York State Employment Benefits Rate The amount paid out each week for unemployment benefits once youre approved.
- Benefit Year The one year period that begins the day youre approved to receive unemployment. Up to 26 weeks of benefits are allowed during this period under the program guidelines.
- Certifying Benefits The verification process you must go through each week to receive New York State employment benefits from the government.
- UI Unemployment insurance A special insurance program every employee is entered into when starting work at a big company. This insurance protects you if you lose your job.
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How Do I Apply For Unemployment In Delaware
In Delaware, you can either file an initial claim online or by phone. To file by phone, call 302-761-6576 if you live in New Castle County or 800-794-3032 outside New Castle County. Determine the amount and duration of your benefit. After your initial claim is processed, you will be sent a Monetary Determination.23 jan. 2018
How To Calculate Benefits
New York obligingly provides an interactive calculator on its Department of Labor website that will basically figure all this out for you, although the site warns that it’s not a guarantee of how much you’ll receive after your file is reviewed.
An annual income of $35,000 works out to $8,750 per quarter, assuming your hours and earnings didn’t fluctuate from month to month. This works out to about $2,917 a month, or $729 a week. You’d receive $336 a week using either the base period or the alternate base period calculation, according to the interactive calculator. This is somewhat less than the half-your-earnings estimate.
You can request that the state calculate your benefits using your alternate base period if your income isn’t consistent over each and every quarter and you think your benefits would be more based on this other method. New York won’t automatically try both calculations, however, so it’s up to you to ask.
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Applying For Unemployment: Learn The Steps
Once you decide that you meet the terms of NYS unemployment eligibility, youre ready to move on to applying for NY unemployment benefits. Fortunately, the application process is quick and easy.
To start, call the New York Department of Labor office in your area. By dialing the number, or creating an account and signing in with the NYS unemployment login will get the process started.
Either provide all the necessary information for the application to the worker over the phone or enter in the information required on the website. Meeting the NYS unemployment eligibility requirements isnt difficult to do as long as you have been working long enough and for enough hours for an employer that pays into the unemployment program. Luckily, all legal employers throughout New York State participate in the program.
While filling out the application you will need access to all the following information:
- Contact information for your last employer
- The last day you worked for your employer
- Why you dont work for the employer any longer
- If you are getting any other source of income such as a pension or something else.
- If you can accept full-time work at this time
- Documentation showing you can legally work in the United States.
The application process usually doesnt take more than an hour to complete, and once its finished you shouldnt have to wait longer than two weeks to hear back from the office about eligibility.
How The Unemployment System Works In New York
The New York State unemployment rate is slightly higher than the national average, which means its important for NY citizens to understand how to use NY unemployment insurance that their employers are paying toward every single month.
Each full-time employee in the state is entitled to unemployment benefits in NY. These benefits give the employees access to paid benefits every week for around up to 6 months after losing their job.
New applicants working with the Department of Labor in Brooklyn NY or other areas of the state have questions like How long does it take for unemployment to kick in? and How do I know if my unemployment claim was approved? These questions are simple to answer and most applicants will hear back from their local office quickly after applying.
The first step to claiming unemployment benefits is learning how to apply for unemployment in NY. Its simple and fast for anyone with a phone or internet access. Simply dial the NYS unemployment phone number to talk to a person and submit an application that way. Applicants can also visit Labor.ny.gov and fill out an online application to apply that way.
Applying for unemployment takes an hour or less for most people and is a quick and easy process that can bring benefits and state help rapidly. Down below we look more closely at the requirements of the system and the application process itself.
Base Period Earnings Requirements
To receive that $405 per week, you must have $10,530 in covered wages during your base period high quarter. Covered wages are earned while working employment covered by New York state unemployment compensation laws, which includes most work. Notable exceptions include self-employed work, independent contract work or work paid only on a commission basis. Your base year is the first four of the last five full calendar quarters before you filed for unemployment. Your high quarter in your base period is when you earned the most covered wages.
How Much Do I Have To Make To Collect Max Unemployment In New York
New York state unemployment benefits are limited by state law to protect the integrity of the unemployment compensation program. The weekly amount is $405, and the maximum length is 26 weeks. However, most claimants dont qualify for the maximums. The maximum weekly benefit amount requires $10,530 in your base period high quarter. You can receive the maximum length of benefits by remaining eligibile for those 26 weeks.
How Long Does It Take To Get Approved For Unemployment In New York
It takes three to six weeks from the time you file your claim to when you receive your first unemployment benefit payment in New York.
Why does it take so long?
That is because the New York State DOL has to review and process your application for benefits.
If you are found eligible for unemployment, any back weeks owed will be paid to you as part of your first payment.
However, while the DOL processes your application or unemployment, heres what you need to do:
First, complete and return any questionnaires and return any phone calls you receive from the Department of Labor right away.
Second, continue to claim weekly benefits as long as you are unemployed and meet the eligibility requirements.
How You Can Get The Additional $300 Unemployment
The federal Lost Wages Assistance Program was approved for New York after the state applied last month for part of $44 billion in federal unemployment aid made available unilaterally Aug. 8 by President Donald Trump amid gridlock over a new stimulus package in Washington.
A $600 a week unemployment benefit from the federal government expired at the end of July.
The state was approved initially for three weeks of $300 payments.
Now unemployed workers will get another $300 a week which is on top of the up to $504 a week through the state’s own unemployment system.
The state estimated 2.3 million New Yorkers are eligible for the second round of Lost Wages Assistance payments
- About 2.1 million who are pre-qualified because they have previously indicated that their unemployment was connected to the COVID-19 pandemic.
Those New Yorkers will receive an email and text message informing them they are pre-qualified and do not need to take any further action as they had during the first round of funding.
- 157,000 are eligible for one or more weeks of payments, but have not submitted a certification indicating they were unemployed due to the pandemic, as required by the federal government.
Those New Yorkers have already received a secure DocuSign email from NYS DOL with a link to certify or can call 833-491-0632 to certify through an automated phone system, the labor department said.
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How Can I Qualify For New York Unemployment Benefits
To be eligible for unemployment benefits in New York, you must
- Be unemployed through no fault of your own
- Meet requirements for prior earnings
To continue receiving benefits after youre approved for them, you typically must meet these requirements.
- Be ready, willing and able to work immediately while actively seeking work
- Claim weekly benefits and certify eligibility for each week of unemployment
- Attend all required appointments at a local career center
How Your Benefits Are Calculated
When determining how much money you are entitled to through the unemployment benefits program, New York State experts use simple calculations to decide how much you should be given up to the maximum amount of $430 per week. This amount is calculated by looking at your highest-paid quarter during the Base Period used to determine your eligibility, and dividing that amount by 26 weeks.
In other words, a quarter of your annual earnings is divided by approximately half a years worth of weeks. You would have had to make around $11,000 in your highest-paid quarter in order to qualify for the maximum benefit payout from the government.
Use this simple calculation to quickly determine how much you can expect to get from the government if you are approved for unemployment benefits. The results may be slightly different than what you calculate, but they should be similar.
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New York Unemployment Benefits And Eligibility
COVID-19 UPDATE: Because the coronavirus pandemic has left so many Americans jobless, the federal government has given states more flexibility in granting unemployment benefits. If you have questions about whether youre eligible for unemployment benefits read our COVID-19 Unemployment Benefits and Insurance FAQ and check out your New York’s claimant handbook.
How Much Is The Unemployment Stimulus
The most recent stimulus payment, authorized by the American Rescue Plan, provides up to $1,400 per adult and $1,400 per dependent. In addition, as of February 2021, Californians meeting certain requirements will receive a one-time $600 Golden State Stimulus payment after filing their 2020 tax returns.
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Expanded Unemployment In New York During The Covid
On March 11, 2021, President Biden signed into law a $1.9 trillion COVID-19 relief bill known as the American Rescue Plan .
Under ARP, the $300 per week federal unemployment supplement is extended until September 6, 2021.
The law also extends two unemployment programs originally created by the CARES Act in March 2020: Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation .
Under the PUA program, self-employed workersusually excluded from unemployment benefitsare entitled to unemployment if they meet certain criteria. ARP makes PUA benefits available through Labor Day 2021, and increases the maximum duration of these benefits from 50 to 79 weeks.
The PEUC program provides for a federally-funded extension of benefits when state unemployment benefits expire. ARP increases the maximum duration of PEUC benefits from 24 to 53 weeks, with an expiry date of September 4, 2021.
For up-to-date information on New York’s rules on unemployment eligibility and amounts during the COVID-19 pandemic, visit the state Department of Labor’s Unemployment page.