Get Assistance With Utilities
The average American spends over $300 a month for basic utilities. Its easy to see how these bills can be difficult to manage for someespecially in the summer or winter months. The governments LIHEAP provides funds to those in need across the nation.
These grants are available to assist residents with their heating and cooling expenses. They are managed through state programs . To search for your states available programs and aid, visit the LIHEAP website here.
Your Rights As A Claimant
- You have the right to appeal decisions made by the Department of Unemployment Assistance relating to your claim. In many instances, your former employer also has the right to appeal.
- If either you or your former employer appeal within the period of time allowed by law, you will have the right to a hearing
- You have the right to see any materials relating to your claim. Your unemployment records are considered confidential, and are not available to anyone unless you provide authorization to DUA.
- If you believe someone has applied for unemployment benefits using your personal information, use our;secure fraud reporting form;to alert us or;call the DUA customer service department at;.
Legit Ways To Get Free Money From The Government
by Saeed – Last Updated February 8, 2019
How to get free money from the government without paying it back.
Woundt it be great if you could do that!
If you look around, there are plenty of government-sponsored programs where the government gives away free money.
These are programs that cover a variety of needs health insurance for low-income families, senior citizens and single mothers.
There are even rehabilitation programs that came to be after major natural disasters.
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Here are 29 ways to get free money from the government.
One Little Step Can Make A Big Difference To Your Income
Unemployment insurance is a great way to gain some control over your financial future in a moment when you are likely feeling powerless.
In a topsy-turvy world, it is a rare opportunity to be able to hit the pause button.
So hit that button and take advantage of your unemployment status to get the financial support you need to focus, regroup, and come back into the job market better than ever.
Have you applied for unemployment insurance?
Any tips or nightmares you want to share?
We’d love to know!
Please leave us a note in the comment section below.
Get Help With Foreclosure
- Where to find it:;
The threat of foreclosure, unfortunately, is always there for many families.
If youre struggling with your mortgage payment and know you may not be able to keep up with it, there is a great home mortgage payment assistant program that can help.
The program is known as;;the;Homeownership Preservation Foundation and it offers a free hotline that you can call to talk to specialists who will guide you through the process.
They even help you set up a plan that works with your current income level.
You can call the toll-free number at 888-995-HOPE.
You can also visit 995HOPE.org.
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If You Need Help Look Local
Because the process of applying for unemployment insurance is incredibly localized and dependent on where you live, look for resources from local groups that are available to help.;
For example, Working America has spearheaded a campaign in Philadelphia to increase utilization of unemployment benefits among Black workers. The group helps individuals through the application process to make sure anyone eligible receives benefits.
Also consider joining a state-specific unemployment Facebook group where people who have gone through the process can help answer questions and provide guidance. You may also get through to someone more easily by calling an unemployment office, rather than reaching out online.;
As a last resort, some have found success in reaching out to their state or local representatives for assistance.;
Here are state-specific sites where you can find more unemployment resources:;
Search For Unclaimed Money In Your State
Businesses send money to state-run unclaimed property offices when they cant locate the owner. The unclaimed funds held by the state are often from bank accounts, insurance policies, or your state government.
Search for unclaimed money using a multi-state database. Perform your search using your name, especially if youve moved to another state.
Verify how to claim your money. Each state has its own rules about how you prove that youre the owner and claim the money.
Can Furloughed Workers Receive Unemployment Benefits
Yes. Furloughed workers those put on mandatory unpaid leave â are encouraged to apply for Florida unemployment benefits. If your hours were reduced or you were put on a zero-hour schedule, you may be eligible for unemployment benefits.
Even if your employer says you wonât qualify, you should apply anyways. Eligibility is based on your earnings in a prior week, not the number of hours you worked. Once you apply for benefits, the Reemployment Assistance team will review your information and determine your eligibility.
Set Up A Personal Identification Number
When you fill out your application, you need to set up a PIN that you will use to log into the CONNECT system and claim your benefits. A PIN is not provided for you, so you must create one yourself.
Your PIN must be four digits long, and it cannot be:
- A repeating number
- Four sequential numbers
- The last four digits of your Social Security number
Make sure your PIN is easy for you to remember but not easy to guess.
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Claim Unrecovered United States Savings Bonds
- Where to find it:;
If youve lost your savings bond, have a damaged or destroyed paper savings bond or have had yours stolen, then you can recover it.
You just need to provide the bond serial number.
And, if you dont have that youll need to provide other information, like the specific month and year of purchase and your social security number.
The U.S. Treasury will provide an electronic replacement of your bond.
How To Claim Your Unemployment Benefits
So you lost your job and you are scrambling to regain financial security.
Before you apply to one more dead-end job out of sheer desperation or eat one more Cup O Noodles for dinner, you should consider applying for unemployment insurance.
Many people don’t really know what unemployment insurance is or feel intimidated by the application process.
That’s why they miss out on funds that could be giving them financial peace-of-mind during a difficult time.
And the less you worry about money and obsess over paying your bills, the more you’ll feel secure and be able to make smart career decisions.
The biggest misconception out there is that unemployment is an entitlement or a form of welfare, but it’s called unemployment insurance for a reason.
It’s money set aside by your employer in the form of a payroll tax, federally mandated by the Federal Unemployment Tax Act of 1939, as insurance against the need for welfare relief.
In some states, an employers’ mandatory payments increase when a worker is laid off and approved for benefits.
So the legislation acts as a way to discourage employers to frequently lay off their employees.
Or seen another way, it’s an incentive to offer generous severance packages to ease the transition from one job to the next so that ex-employees don’t need to file for unemployment.
The whole idea of unemployment insurance is to keep workers independent by preserving their purchasing power and thereby stabilize and stimulate the economy during recessions.
I Applied For The Sss Unemployment Benefit And Was Approved However I Got A New Job Within 2 Months After I Was Laid Off Am I Still Qualified Can I Still Get My Unemployment Benefits
If the unemployment benefits were already issued to you but youre rehired within 2 months following your termination, the SSS will simply deduct either its partial or full amount from any future SSS benefit youll claim.
On the other hand, if you applied for the unemployment benefit but havent received it yet when youre re-hired, you can still claim the money provided that your new employer hasnt remitted your first contribution yet. Likewise, the amount of your claimed benefits will be deducted from your future SSS benefits.
Unemployment Benefits: How Much Money Goes Unclaimed
Not all who are eligible to receive unemployment benefits actually collect them.
The unemployment insurance program in the United States operates at the state level. Each state sets its benefits level and eligibility criteria. Three primary criteria are used to determine eligibility for benefits. First, the individual must have accumulated enough earnings or worked a minimum number of weeks during the previous year. Second, only those who lost their jobs through no fault of their own are eligible. Third, the duration of benefits is limited. Unemployment benefits typically last a maximum of 26 weeks. During periods of high unemployment, benefits may be extended.1
In this essay, we document a lesser-known fact about the U.S. unemployment insurance program: Not all who are eligible to receive unemployment benefits actually collect them. We then document these unclaimed benefits over recent years .
The first chart shows the number of persons who collected unemployment benefits and the number eligible to collect benefits over the 2007-11 period. The take-up rate typically increases during recessions; however, the take-up rate has rarely hit 100 percent. In fact, during the recent recession , only about 50 percent of those eligible collected their benefits.
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What Happens If You Don’t Use Your Full Unemployment Benefits
When a person loses his job, not through his actions, but for reasons related to the company’s reorganization, he will generally qualify for the receipt of unemployment benefits. These benefits are paid by state agencies on a weekly or biweekly basis. These benefits are considered a government entitlement program, meaning that anyone who meets the criteria to receive them can do so. However, if a person fails to claim his benefits in the time allotted, he cannot do so retroactively.
What You Need To Know
Update 12/29/20: The federal government has extended the federal unemployment benefit programs available through the CARES Act for an additional 11 weeks. Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation will be available through March 14, 2021, with qualified claimants benefits fully phasing out by April 5, 2021. Federal Pandemic Unemployment Compensation benefits will resume with $300 weekly payments until March 14, 2021.
To receive these extended federal benefits, continue to certify weekly while unemployed. To allow your fellow New Yorkers to reach NYS DOL representatives about regular matters, please do not call to inquire about the federal program extensions at this time. As we receive additional guidance on the federal programs from US DOL, we will provide updates on our website, social media platforms, and directly via emails and texts.
- Waiting weeks for unemployment benefits have been waived during this crisis. If youve seen the term waiting week on your payment history, it is a relic of our existing system and does NOT impact your benefits.
- To collect regular unemployment insurance benefits, you must be ready, willing, and able to work. We understand that many of you are unable to work due to the COVID-19 pandemic and the impact of NYS on PAUSE. If you would otherwise be able to work, you should answer ‘YES’ in order to receive your benefits.
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I Already Filed My Application But Havent Received The Benefit Yet How Can I Check The Status Of My Sss Unemployment Benefit
SSS wont send you a notification indicating that the money has been sent to your account. What you can do is wait for 5 to 10 days for the money to reflect in your bank account. You may also check your My.SSS account to see if the unemployment benefit has already been processed and delivered. Otherwise, you may contact SSS via email , hotline , call center , or any of their social media channels.
Warning About Free Money Scams
The idea of getting free money from the government is so appealing that some people are willing to spend money to get it.
As you might have imagined, some people see this as an opportunity to make money for themselves by selling the dream of free money to interested people.
There are tons of books and programs by so called gurus that supposedly show you tons of ways to get free money out of U.S. government.
One of the most famous ones is a book by Kevin Trudeau, Free Money They Dont Want You to Know About.
This guy has been convicted of larceny and credit card fraud in the early 1990s and sued by the FTC in 1998 for making false or misleading claims in his infomercials promoting his books.
Scammers like this guy have been making tons of money by selling the free money dream.
Please be careful.
Dont waste your money on these scams.
There is no secret that these people can tell you about.
You can find all the information you need about any kind of financial aid program that the government has put in place, without buying useless books.
You just learned about some of them through this post.
You can find out about other programs through various websites, especially websites of different government agencies.
Also, please realize that the U.S. government is not going to literally hand you money.
You cant just walk in there and expect the government to hand you a briefcase full of free cash.
Who Are Qualified To Get Sss Unemployment Benefits
The SSS unemployment insurance or involuntary separation benefit is available to employees, including the kasambahays and OFWs, provided that they meet the following qualification requirements:
1. Must not be more than 60 years old at the time of sudden unemployment. However, a lower age requirement is applied for those working as an underground/surface mineworker and racehorse jockey who must NOT be over 50 and 55 years old, respectively.
2. Has paid at least 3 years worth of monthly contributions, 12 months of which should be in the 18-month period immediately preceding the month of involuntary separation/unemployment.
3. With no settled SSS unemployment benefit within the last 3 years prior to the date of unemployment. You can only apply for this benefit ONCE every three years so if you already received this benefit within this period, youll be disqualified to get another one.
4. Has been involuntarily separated/laid off due to a valid reason.
This valid reason can either be one of the authorized causes for termination of the employee under Articles 298 and 299 of P.D. No. 442 , as amended:
- Installation of labor-saving devices;
If you agree with the information provided, click Submit to proceed with the application.
Community Services Block Grant Program
The Community Services Block Grant Program is designed to help members of low-income households be self-sufficient. The funds are distributed by local governments and non-profit agencies called Community Action Agencies.
These funds are used in a variety of ways to combat poverty, including:
- Providing emergency health, food, housing, day care, and transportation assistance
- Housing counseling
- Nutrition programs and federal surplus food distribution
- Community gardening projects
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File A Weekly Certification
After you have filed your initial application for UC benefits or reopened an existing claim, you must file a certification for each week in which you are totally or partially unemployed.
A week for UC purposes begins on a Sunday and ends on a Saturday. The compensable week ending date is always a Saturday.
In most cases, you will file claims for weekly or every two weeks at one time. You will get paid according to when you file.
Filing can be done using the following methods:
If you are eligible for benefits, you should receive your first benefit payment within four weeks after the effective date of your application, provided you file your certifications on time.
Reopen An Existing Claim
If you fall into one of the categories listed below, you should reopen your existing claim.
Reopen claimss can be filed using the same methods listed above for filing an initial application for UC benefits.
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Change Of Name Or Address
Another common reason that the IRS sits on so much unclaimed money is that it cannot locate the person to whom the money is owed. For example, if you move, change your name, or are disabled for an extended period of time, you might not receive a tax check back from the IRS. And, if the IRS doesnt have your bank information on file, theres simply nowhere to send your money. So it sits there unclaimed.