How Do I Apply
To receive unemployment insurance benefits, you need to file a claim with the unemployment insurance program in the state where you worked. Depending on the state, claims may be filed in person, by telephone, or online.
- You should contact your state’s unemployment insurance program as soon as possible after becoming unemployed.
- Generally, you should file your claim with the state where you worked. If you worked in a state other than the one where you now live or if you worked in multiple states, the state unemployment insurance agency where you now live can provide information about how to file your claim with other states.
- When you file a claim, you will be asked for certain information, such as addresses and dates of your former employment. To make sure your claim is not delayed, be sure to give complete and correct information.
- Find the contact information for your state’s unemployment office to start your claim.
How Unemployment Works In Florida
Heres a quick overview of how the unemployment insurance process works in Florida.
How Much Unemployment Benefits/insurance Will Be Given To Qualified Sss Members
The simplest answer is you can get an unemployment benefit equivalent to 50% of your monthly salary for a maximum of two months. So if you earn Php 10,000 a month, for example, the amount of insurance you can claim is basically the same amount .
Alternatively, you can use the following formula:
Unemployment Benefit = Average Monthly Salary Credit x 50% x 2 months
As you may recall, SSS uses the monthly salary credit to determine the amount of contribution that will be deducted from the employees salary.
Basically, the MSC is the median of the range of compensation, with the minimum and maximum MSC currently set at 3,000 and 25,000, respectively .
Lets say you have a monthly salary of Php 10,000. As you can see in this SSS contribution table, that salary falls in the 9,750 10,249.99 range so your monthly salary credit is Php 10,000.
Take note that monthly salary credit is different from the average monthly salary credit .
According to the guideline written in the Social Security Act of 20183, your average monthly salary credit shall be the higher of the following:
- The result obtained by dividing the sum of the last sixty monthly salary credits immediately preceding the semester of contingency by sixty or
- The result obtained by dividing the sum of all the monthly salary credits paid prior to the semester of contingency by the number of monthly contributions paid in the same period.
Related: How to View and Check Your SSS Contribution: 5 Easy Ways
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Florida Unemployment Benefits And Eligibility
COVID-19 UPDATE: Because the coronavirus pandemic has left so many Americans jobless, the federal government has given states more flexibility in granting unemployment benefits. If you have questions about whether youre eligible for unemployment benefits read our COVID-19 Unemployment Benefits and Insurance FAQ and check out Florida’s claimant handbook.
Understand The Payment Terms
2. For some people, this may be a non-issue, but for many of us, its important to know how this process works from a financial perspective. Chefs operate in different ways and its important to understand what youre getting into so everything ends as happily as it starts. Are you paying per hour or per person? Some charge a flat rate for a fixed number of people with a cost per head beyond that. Know how they operate on this front. Once you figure out that price, dig deeper. What exactly does that price include?
For many chefs weve spoken with, a quoted fee doesnt include the cost of food. You may need to provide the chef cash to shop. They should return the change and all receipts. Is service charge included in that cost? Some chefs include a fee of 10%, 15% or more on top of the final bill as a mandatory service charge. What about service? Some chefs have quoted us a price that includes a chef and a server, while some charge an additional fee for service and clean-up.
We like to bartend ourselves and choose our own wines, but if thats something youre hoping to add on, some chefs can bring in a bartender or sommelier to help craft cocktails or create a wine pairing menu with dinner.
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Requirements For Qualifying For Unemployment
Eligibility requirements to qualify for unemployment compensation vary from state to state. However, according to the U.S. Department of Labor, there are two main criteria that must be met in order to qualify:
1. You must be unemployed through no fault of your own. In this case, a persons unemployment must be caused by an external factor beyond his or her control, such as a layoff or a furlough. Quitting your job with a good reason or being fired for misconduct in the workplace will most likely render you ineligible for unemployment benefits.
There may be an exception, however, if wrongful termination or constructive discharge played a role in your termination from employment.
2. You must meet your states requirements for time worked or wages earned during a set period of time. This marker can be confusing, but its safe to assume that if you had a long-term job that you lost unexpectedly or without just cause, you would meet your states requirements.
What Is The Procedure For Filing For Unemployment Benefits
To be eligible for unemployment benefits, you must be out of work due to circumstances beyond your control.
Unemployment benefits can be applied online through ESDs eServices page, which can be found here.
Remember that you should only apply for unemployment benefits at this time if you were already eligible before the CARES Act was passed in December of 2009.
If you werent eligible until that time , the ESD system is not currently configured to accept your application.
Youll need to sign up for the ESDs COVID-19 email updates in order to be notified when the system is updated and you can submit an application. The completion of this update is expected around the middle of April.
Beginning on the date that the unemployment program was established and you became eligible for unemployment benefits, your weekly benefits will be paid out in installments.
The Pandemic Unemployment Assistance program, which broadened the scope of who is eligible for unemployment benefits, began operations on March 29, 2020. This means that if you have to wait until the middle of April to apply, you will not lose any weekly benefits.
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When Will I Get Paid How Long Does It Take To Get Unemployment In Florida
Florida unemployment eligibility and payments depend on when you have become out of work, and when you file your claim. If you quit your job, you are not automatically denied state of Florida unemployment benefits. But you must show good cause for why you did quit, such as harassment or job conflicts.
- If you were discharged from your job, you could be denied benefits if it was due to the failure of a drug test, you stole or damaged your employers property, or your job performance was substandard.
- If you receive severance pay or a pension, it may impact your benefits both in the short term and the long term.
- Life issues such as childcare, travel issues, health problems and so forth may prevent you from actively seeking and accepting work which could also negatively impact your ability to draw benefits.
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A Guide To Unemployment Benefits In Florida
The state of Florida administers unemployment benefits for citizens administered by the Reemployment Assistance Program through the Florida Department of Economic Opportunity.
The Reemployment Assistance Program provides temporary and partial wage replacement for qualified workers who have become unemployed through no fault of their own. It also helps stabilize Floridas economy for employers who depend on consumer spending. It is funded by employers through payroll taxes and is provided at no cost to workers who receive benefits.
Newly unemployed?
Several online serviceslike FlexJobs, 360training, or MyPerfectResumecan help you find work-from-home jobs, build a better resume, or earn training certifications.
If I Am Eligible For Pandemic Unemployment Assistance Do I Need To First Apply For Unemployment Insurance
States must have a process for determining that Pandemic Unemployment Assistance applicants are ineligible for regular unemployment benefits, which may not include filing a regular claim as a first step. States are not required to take and adjudicate a full claim for regular unemployment insurance benefits to meet this requirement. While states are not prohibited from taking a full claim, to facilitate expedited claims processing the U.S. Department of Labor has discouraged states from doing so. Individuals should apply using the states PUA application process and, in states that have not yet established that process, must wait until it is established.
Recommended Reading: Do You Pay Income Tax On Unemployment
How Partial Unemployment Benefits Are Funded
Partial unemployment benefits are funded in the same way that full benefits are. They are taken from the state taxes that employers withhold from all employeesâ paychecks. As with federal tax withholdings, state tax withholdings are based on the level of the employeeâs wages. Every state has its own unemployment insurance fund. The amount collected varies from state to state, and the Department of Labor also helps out at the federal level with financial assistance for states when they need it.
When a former employee files for benefits, the state will contact their former employer and give them a chance to contest the benefits. This helps prevent fraud and ensures employees who are not eligible for benefits do not receive them. Employees who were discharged due to misconduct, terminated for cause, or simply changed roles within an organization are not eligible to receive benefits. For example, an employee who was fired with cause is not eligible to collect benefits because their job loss was due to their own actions. Their lack of work was not beyond their control.
What Can The Claimant Do If He Or She Believes A Job Offer Is Not For Suitable Employment
If a state raises an issue of failure to accept suitable employment, the state unemployment insurance agency must provide the claimant with an opportunity to provide his or her side of the story and to rebut any evidence provided to the state before making a final determination.
Most state laws allow for refusal of suitable employment for good cause, which is defined in state law. Criteria for good cause may include, but are not limited to, the degree of risk to an individuals health, safety, and morals the individuals physical fitness, prior training, experience, and earnings the length of unemployment and prospects for securing local work in a customary occupation and the distance of the available work from the individuals residence.
Claimants may file an appeal if they disagree with a states determination regarding suitable work. Please contact your state unemployment insurance agency for additional information.
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Is There An Unemployment Waiting Period
Unemployment insurance waiting periods are 100% state-driven. Many states have what is known as a “waiting period,” otherwise referred to as a “waiting week” as part of their unemployment insurance laws.
For example, in New York State, you must serve an unpaid waiting period equivalent to one full week of unemployment benefits before you receive payments. Minnesota has a non-payable waiting week before benefits can be collected. In some locations, the waiting week benefits will be paid, but you will have to wait until the end of the claim period in order to collect those funds.
Based on the state-by-state differential, it’s best to check with your state unemployment office website as soon as you lose your job for information regarding the unemployment waiting period in your location.
Where To File When You Worked In A Different State
If you live in one state and worked in another, or if you have moved, you should generally file your unemployment claim with the state where you worked.
If you worked in a state other than the one where you live or if you worked in multiple states, the state unemployment office where you now live can provide information about how to file your claim with other states.
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When Will Your Unemployment Claim Be Processed How Many Weeks Can You Receive Benefit Payments
After your claim is filed and accepted, the state of Florida requires that you go through a waiting week during which no benefits will be paid to you. Overall, it will take about three to four weeks for you to receive your first payment. You can receive benefits for anywhere between 12 and 23 weeks depending on Floridas current unemployment rate.
Benefits will vary for each claimant and will be based on earnings from your base period. Your base period is based on the first four completed quarters within the past 18 months.
Florida Unemployment Claim Schedule
| If your claim begins between these dates: | Your base period will be: |
|---|---|
More on Florida Unemployment Claim Weeks
Currently, the state of Florida pays unemployment benefits by dividing your wages in your highest base period quarter by 26, and the maximum benefit anyone can earn is $275 per week.
To calculate the amount of your benefit, you can use this helpful Florida Unemployment Calculator.
| Last 4 digits of SSN | Day of the Week |
|---|---|
|
Thursday |
Your Own Private Chef
I am sure that all of us can relate to this.after a long day at work, the last thing you feel like doing on your way home is to decide what to cook, stop at the store, get in the house and put a meal on the table for you and your family.
Guess what on your next crewed charter yacht on the crystal clear waters of the Caribbean, YOU DONT HAVE TO COOK!! Your own private chef! This sounds like heaven doesnt it? But, how does it really work when I step on board my yacht?
Questions like:
- How will my chef know what to cook?
- What if I have food allergies?
- What if someone in my group likes food completely different than everyone else?
- My husband is a picky eater, is that ok?
- Will there be enough food or will there be too much food?
Your crewed yacht charter includes all meals, snacks and drinks. Both non alcohol and alcoholic drinks. About a month before your charter we send you an email with a preference sheet to fill out for your chef. You will list what types of food you like or dont like. Which members of your family or group prefer what foods. You will also fill out what you like to drink and what snacks you like. There is space to write all about your food allergies also. Your chef is a professional who is used to cooking for allergies. You dont need to worry if this is something you have to deal with.
These EPIC food photos are from Yacht A2, Yacht Enigma, & Yacht Avalon. Oh, and PS.that is yours truly cooking on a yacht in 2008: throwback Thursday
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Coffee Break Chat: Antiguan Chef Kahyeme Benjamin
Antiguan chef Kahyeme Benjamin gives his parents full credit for instilling his passion for food after his childhood was spent watching, preparing and tasting their home-cooked food.
Kahyeme went on to sharpen his culinary skills at the Antigua and Barbuda Hospitality Training Institute , and then completed further studies in America at The Art Institute of Atlanta.
When he returned to Antigua, Kahyeme established The Perfect Chef which to date comprises of a team of ten chefs. He also returned to the ABHTI as a teacher to pass on what hes learned to the next generation of Antiguan chefs.
Yello Antigua asked Kahyeme about his culinary career, what he loves about teaching, and where he gets inspiration from for his menus.
He also gave us the recipe for one of his signature dishes mild spiced pickled coleslaw with pineapple chunks.
Where did your passion for food come from?
My mother Geraldine and father Bernard Smokey Benjamin.
Tell us how your culinary career got started.
After completing secondary school, I took a part-time job as a steward at the Big Banana Holding Company Ltd, and while working there I enhanced my passion for food.
My head chef at the time, Kenneth Lewis, said I was destined to become a great chef and he encouraged me to enrol at the Antigua & Barbuda Hospitality Training Institute to pursue a basic cookery course for one year.
How / when did you become a tutor at the ABHTI?
What do you love about being a teacher?
Whats your typical day like?
