Coronavirus Stimulus Guide: Unemployment Insurance
Republicans had no plan to extend enhanced unemployment insurance, even as millions of Americans remain out of work. Democrats secured an extra $300 a week in addition to ones base unemployment compensation benefit through March and continued unemployment benefits for gig workers.
How do I file for unemployment insurance?
New Jerseyans can apply for unemployment compensation at www.myunemployment.nj.gov. You can also apply by phone by calling one of the following numbers:
- North New Jersey: 201-601-4100
- South New Jersey: 856-507-2340
How much can I get from Unemployment Insurance?
Every state has its own unique unemployment insurance program. New Jerseys programrun by our Department of Labor and Workforce Development provides jobless workers with 60% of their average base pay on a weekly basis. New Jersey provides a maximum weekly benefit of $713 for up to 26 weeks. However, the stimulus provides an extra $300 a week in addition to ones base unemployment compensation benefit through March 14, 2021.
Does the stimulus bill change how much I can get from Unemployment Insurance?
Yes, the stimulus bill provides an extra $300 a week in addition to ones base unemployment compensation benefit through March 14, 2021.That means if you are typically eligible for $600 a week in unemployment compensation, you will see a temporary increase of $300 through March 14, 2021 for a total of $900 a week.
$300 is more than I made before losing my job. Will they reduce my benefit?
Department Of State Response Is Lackluster
In 2011 and 2012, the Department of State introduced new regulations to address some of the problems that policymakers and reporters have been concerned about for decades.15Amendments to the SWT regulation include requiring participants from certain countries to have prearranged jobs, eliminating certain job categories , and capping the program at 109,000 participants. The new regulations also require sponsors to vet employers and overseas agents, provide a list of itemized participant fees, and ensure fulfillment of the cultural component of the program. Sponsors must also inform participants of the federal minimum wage, ensure they are compensated similarly to their American counterparts, and prevent employers from making a profit from providing employer-sponsored housing.
Perhaps the greatest criticism of these new regulations is that they do nothing to address the fact that sponsors are entirely responsible for ensuring employer compliance. Sponsors are basically business partners with the employers they serve, thus they do not have the appropriate distance or the authority necessary for proper oversight.
How To Get Unemployment Insurance Number
You can do this either online at www.labor.ny.gov/signin or by calling our Tel-Service toll-free phone line at 888-581-5812. When you claim weekly benefits, you will be asked a series of questions.
People ask , how do I know if my EDD claim was approved? You can also check on the status of your unemployment claim through the EDDs automated, self-service telephone system at 1-866-333-4606. This phone line is open 24 hours a day.
Also, how do I check the status of my unemployment claim in CA? The best way to check on the status of your claim is to log in to UI Online. You can also check on the status of your payment through an automated, self-service telephone system at 1-866-333-4606. This line is open 24 hours a day, seven days a week, in English and Spanish.
, how do I speak to a representative at NYS unemployment? If you need to speak to a live customer service representative in New York Unemployment customer service you need to dial 1-888-209-8124. To speak with a live agent, you need to press 0, then press pound and stay on the line .
, how much unemployment will I get in NY? Currently, all New Yorkers who claim unemployment benefits from state or federal programs can receive an additional $300 per week. So a New Yorker receiving full benefits would receive $804 weekly in compensation.
Contents
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New Jersey Unemployment Benefits Program
The New Jersey Department of Labor and Workforce Development administers unemployment insurance benefits for citizens in the state. It pays benefits to workers who have lost their job through no fault of their own and also assists with helping unemployed workers find jobs by providing search and training services.
Money for these benefits comes from a payroll tax paid by employers and workers in New Jersey. The benefits are meant to partially replace wages lost after a job loss and to help maintain a degree of financial stability until a person goes back to work.
If you meet New Jersey unemployment qualifications, you may be able to draw benefits of up to $713 for up to 26 weeks in a benefit year.
Newly unemployed?
Several online serviceslike FlexJobs, 360training, or MyPerfectResumecan help you find work-from-home jobs, build a better resume, or earn training certifications.
- Your bank account number and routing number .
- For each employer that you worked for in the last 18 months, provide the following:
- Complete name, address, and phone number of employer
- Your occupation with that employer
- Beginning and ending dates of employment
- Reason for separation
If you meet these requirements, you can file your unemployment claim online. The information you submit is confidential and the website is secure. If you have a question about your claim or about unemployment insurance, contact the Division of Unemployment Insurance.
Red White And Tired: Americas Real Work Schedules
According to the Bureau of Labor Statistics, more than a quarter of the workforce puts in over forty hours a week. The average, in fact, among full-time workers is 42.5 hours. And according to a report by Gallup, even those statistics might be lowballed among full-time workers, Gallup found that the average workweek was forty-seven hours, and that half of respondents spent more than forty hours on the job.
You might think this a good thing, assuming that if some work is good, more work is better that its a testament to character, a pathway to a bigger paycheck and a higher standard of living.
More hours can mean these things. But they can also be evidence of exploitation, when workers are forced to work unusual or excessive hours involuntarily. Extra hours can also exact a toll on those who dont get themchief among them, the unemployed. Forcing existing employees to take on more work is a tried-and-true way for employers to save on training, recruitment, and benefit costsand, in the process, to suppress job growth. Too much work can be as painful as no work, and both extremes are the inevitable result of unwanted overtime.
And thats exactly why the federal government has enforced overtime protections for more than seventy-five years.
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How Unemployment Payments Are Calculated
Unemployment benefits in New Jersey are calculated based on your highest-earning quarter. The total amount that you might collect is called the maximum benefit allowance. You should expect to receive approximately 60 percent of your former income up to the maximum of $697 per week. You may choose to either receive your payments by direct deposit or by debit card.
How Much Will It Cost
DOLs impact analysis estimates that the new rules will cost employers $240-$250 million annually over the next ten years, primarily due to the regulatory familiarization, adjustment, and management costs associated with implementing and adapting to the changes.
Much larger, however, will be the $1.2-$1.3 billion that will be transferred from employers to employees annually, which represents a non-trivial boost to the livelihoods of benefitting workers. Of course, such enhancements to employee well-being are precisely the point of the rules update and perhaps larger still are the non-monetary benefits associated with more predictable, reasonable work hours.
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Can You Make An Appointment At Nj Unemployment
No walk-in will be served. NJDOL is scheduling appointments with claimants after pre-screening claims and identifying workers who are likely to be helped by in-person placement. New Jersey Unemployment Phone Number, For example, claimants with pending hearings may be provided assistance only after their scheduled hearing date.
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Amount And Duration Of Unemployment Benefit Payments
Your weekly benefits will depend on the income that you previously received. Your benefit amount will be calculated based on your highest-earning quarter during your base period. The benefit amounts range from $99 per week up to a maximum of $697 per week, and the maximum duration of benefits is 26 weeks.
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How To Contact The New Jersey Unemployment Office
Online:
To file an unemployment insurance benefits claim, the easiest way to do so is online through the New Jersey unemployment website. The Department of Labor also offers an online messaging option for unemployment insurance questions.
In person:
You can file a claim at one of the many New Jersey unemployment office locations across the state. To find a New Jersey unemployment office location, visit our helpful guide.
You can also get help filing an unemployment benefits claim at a One-Stop Career Center in your area.
You can also file a claim by calling the states Reemployment Call Centers through the New Jersey unemployment phone numbers listed below:
- North New Jersey:201-601-4100
- Out-of-State claims:1-888-795-6672
You can also call the New Jersey unemployment numbers listed above if you need to get any kind of help with your claim and you are unable to find answers on the states website.
Unemployment Insurance Customer Service OfficeNew Jersey Department of LaborP.O. Box 058Trenton, NJ 08625-0058
If you have questions about prepaid debit cards issues through Bank of America, call them directly at 1-866-213-4074.
New Jerseys Unemployment Insurance Program
Both New Jersey and the federal government have roles in the states unemployment insurance program. New Jersey has its own program with rules about eligibility, the amount of compensation a worker can receive, the duration of the benefits and the application process. The program is supervised by the U.S. Department of Labor, which also helps New Jersey with the administrative costs involved with the program.
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How Do I Get Paid
The state of New Jersey offers two different, convenient options for you to receive your New Jersey unemployment benefits: direct deposit or prepaid debit card. When you are going through the process of submitting your application for benefits, you can choose how youd like to receive your weekly payments.
New Jersey Debit Card
If you choose to receive benefits via a prepaid debit card, you dont have to do anything. All applicants who choose not to sign up for direct deposit automatically are issued prepaid Bank of America debit cards. You will receive your first card within 7-10 days after initially qualifying for unemployment benefits. Watch your mail carefully your debit card will arrive in an unmarked envelope that will contain detailed instructions about how to activate and use it.
While you remain eligible for benefits, your benefits will be deposited onto your card within two days of certifying for benefits for the previous week. Each debit card you receive will remain active for four years. And even if you are hired for work, its important to keep any unexpired debit cards in case you need to open an account again in the future. If you need to reapply for unemployment benefits, the state of New Jersey will use any existing, unexpired debit card to deliver your benefits.
What if my debit card is stolen?
In the case of a lost or stolen benefits debit card, you can call Bank of America directly to cancel the existing card and request a replacement.
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New Jersey Unemployment Benefits And Eligibility
COVID-19 UPDATE: Because the coronavirus pandemic has left so many Americans jobless, the federal government has given states more flexibility in granting unemployment benefits. If you have questions about whether youre eligible for unemployment benefits read our COVID-19 Unemployment Benefits and Insurance FAQ and check out the New Jersey Unemployment Insurance Handbook.
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What Is My Total Benefit Amount
The total amount of benefits you may collect is called your Maximum Benefit Amount . The MBA is equal to the WBR times the total number of weeks worked in the base year period. Generally, for every week you worked during your base year period, you may be entitled to a week of benefits, up to a maximum of 26 times your Weekly Benefit Rate.
Example 1: An individual worked 20 weeks during the base year period. His Weekly Benefit Rate is $200. His Maximum Benefit Amount will be $200 times 20 weeks .
Example 2: An individual who is entitled to a maximum 26-week claim at a Weekly Benefit Rate of $300 will have a Maximum Benefit Amount of $7,800.
Your unemployment claim will be in effect for approximately one year from the date of your claim. If you return to work before you collect all the benefits in your claim, and then become unemployed again before the one-year period ends, you should immediately reopen your claim . If your one-year benefit year expires before you collect all the benefits in your claim, the remainder cannot be paid to you. You would then have to file a new claim for benefits.
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Us Labor Market Still Tight Despite Continuing Claims Hitting 10
- Weekly jobless claims increase 4,000 to 230,000
- Continuing claims rise 62,000 to 1.671 million
WASHINGTON, Dec 8 â The number of Americans filing new claims for jobless benefits increased moderately last week, pointing to a still-tight and strong labor market despite growing fears of a recession as the Federal Reserve fights to dampen demand.
Though the weekly jobless claims report from the Labor Department on Thursday showed unemployment rolls, or the so-called continuing claims rising to a 10-month high in late November, economists cautioned against reading too much into the move as the data are volatile around this time of the year.
Labor market tightness and resilience keeps the U.S. central bank on course to continue hiking interest rates for a while.
âIt is too early to interpret higher continuing claims as a signal of a loosening labor market,â said Isfar Munir, an economist at Citigroup in New York. âThe holiday time is generally not attractive to workers to start a new job, compounded by many firms temporarily closing during the holiday period.â
Initial claims for state unemployment benefits increased 4,000 to a seasonally adjusted 230,000 for the week ended Dec. 3. Last weekâs increase was in line with economistsâ expectations. Claims are well below the 270,000 threshold, which economists said would raise a red flag for the labor market.
File A Claim Via Telephone
Before unemployment benefits can be paid to you, you must file a claim. There are three Reemployment Call Centers in New Jersey for filing new unemployment claims and reopening existing claims by telephone. The Reemployment Call Centers are open 8:30 a.m. to 4:30 p.m., Monday through Friday, excluding holidays.
Your claim will be dated the Sunday of the week in which you call so make sure you call during the week you want your claim to begin. Call volume is heaviest on Mondays, so for faster service, call later in the week.
In order to reduce your call waiting time, it may sometimes be necessary to limit calls by Social Security Number. When this happens, you will be asked to call back at another time.
Telephones are available for use in your local One Stop Career Centers to call long distance to file a claim.
Where to Call:
If your residence is serviced by one of the following One-Stop Career Centers, you will file your unemployment claim by calling the Cumberland Reemployment Call Center at 507-2340.
- Your occupation with that employer.
- Beginning and ending dates of employment.
- Reason for separation.
Also, be ready to choose a 4-digit personal identification number , and tell us whether you want 10% federal income tax withheld from your benefits and whether you want to claim dependency benefits.
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How Do I File My Weekly Certification
Weekly Claim Certification filing Online You may file your current weekly claim certification online through MDES Online Unemployment Services. You must login with your user id and password or establish a new user id and password if you are not a current user. You may file online outside normal business hours.
New Jersey Unemployment Phone Number How Do I Manage My New Jersey Unemployment Benefits:
You must declare that you are able to work, that you are actively looking for a job, and that you will work each week as and when it is granted in order to receive benefits.
Weekly certification will be submitted each week through the New Jersey Department of Labor and Workforce Developments weekly certification form. Based on your job search and employment activities for the past week, you can answer questions on this form to see if you are still eligible for your weekly benefits. New Jersey Unemployment Phone Number To receive last weeks benefits, you must submit your weekly certification form Failing to do so may delay your benefit payment.
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Coverage Gains Under The Aca
The ACA has made health insurance more accessibleparticularly for women, people of color, and LGBTQ people. Its provisions, especially Medicaid expansion, have made insurance more affordable and have resulted in substantial gains in health coverage.
The sharpest drop in health coverage was seen in 2014, when Medicaid expansion went into effect. The figures below demonstrate the impact Medicaid expansion has had, by community: Figure 1 shows the decrease in womens uninsured rate since 2010 Figure 2 shows health coverage by race and ethnicity and Figure 3 shows how LGBTQ people have gained coverage under the ACA.
Figure 1
Figure 3
