Tuesday, April 16, 2024

How To Help Unemployed Person

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Offer Your Helpif Theyd Like It

Inside Indiana Unemployment: How to Get Help

Once the shock has worn off, feel free to volunteer any job-hunting skills you can offer. Ask the person if they want to talk in detail about what happened and if they want to brainstorm ideas, Alpert says.

And when they reply? Respect their answer, he says.

Your friend may already have a plan in mind, or just isnt ready to rehash what happened. Try not to take a rejection of your services personally.

Student Loan Debt Forgiveness

For recently unemployed people, they surely have the biggest burdens. One of the burdens is the loan debt they have to pay. Now, they have no income. Therefore, you have to focus on two things, the first is to find the cash assistance for unemployed. The second is to make sure that you are participating in student loan debt forgiveness. By doing this way, you should not worry to get bankrupt just to try to keep up with all payments when you are unemployed.

Make sure that you are qualified to get some kinds of student loan debt forgiveness. It does not take your time to check if you qualify, does not it? Therefore, it is easier for you to focus on finding income to deal with your debt.

Just because you have lost your job, the bills stop to come. You have many burdens that make you overwhelmed, especially with all the responsibilities. Therefore, you must calm down yourself. There are some programs to join. The programs are valuable to get cash and resources to keep your things well managed. Below, there are some programs you can try to get a help.

I Am An Independent Contractor Am I Eligible For Unemployment Benefits Under The Cares Act

You may be eligible for unemployment benefits, depending on your personal circumstances and how your state chooses to implement the CARES Act. States are permitted to provide Pandemic Unemployment Assistance to individuals who are self-employed, seeking part-time employment, or who otherwise would not qualify for regular unemployment compensation. To qualify for PUA benefits, you must not be eligible for regular unemployment benefits and be unemployed, partially unemployed, or unable or unavailable to work because of certain health or economic consequences of the COVID-19 pandemic.

The PUA program provides up to 39 weeks of benefits, which are available retroactively starting with weeks of unemployment beginning on or after January 27, 2020, and ending on or before December 31, 2020. The amount of benefits paid out will vary by state and are calculated based on the weekly benefit amounts provided under a states unemployment insurance laws. Under the CARES Act, the WBA may be supplemented by the additional unemployment assistance provided under the Act.

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Treat The Person Exactly The Same Way As You Would If They Were Employed

Remember that there are real reasons that you both are friends. You probably bonded over similar interests and though maybe the job hunt is a big part of your friends life at the moment, it shouldnt be the only thing you can talk about. Keep the conversations as you normally would. Theres nothing worse than feeling pressure from your family and friends.

Tip : Get Moving To Relieve Stress

Loans For Unemployed

If work commitments prevented you from exercising regularly before, its important to make the time now. Exercise is a powerful antidote to stress. As well as relaxing tense muscles and relieving tension in the body, exercise releases powerful endorphins to improve your mood. Trimming your waistline and improving your physique may also give your self-confidence a boost.

  • Aim to exercise for 30 minutes or more per day, or break that up into short, 10-minute bursts of activity. A 10-minute walk can raise your spirits for two hours.
  • Rhythmic exercise, where you move both your arms and legs, is a hugely effective way to lift your mood, increase energy, sharpen focus, and relax both the mind and body. Try walking, running, weight training, swimming, martial arts, or even dancing.
  • To maximize stress relief, instead of continuing to focus on your thoughts, focus on your body and how it feels as you move: the sensation of your feet hitting the ground, for example, or the wind on your skin.

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Coping With Job Loss Stress Tip : Allow Yourself To Grieve

Grief is a natural response to loss, and that includes the loss of a job. As well as the loss of income, being out of work also comes with other major losses, some of which may be just as difficult to face:

  • A feeling of control over your life.
  • Your professional identity.
  • Friendships and a work-based social network.
  • You and your familys sense of security.

Developing New Relationships After Your Job Loss

When we lose our jobs, many of us also lose the friendships and social networks that were built in the workplace. But its never too late to expand your social network outside of work. It can be crucial in both helping you cope with the stress of job lossas well as finding a new job.

Build new friendships. Meet new people with common interests by taking a class or joining a group such as a book club, dinner club, or sports team.

Join a job club. Other job seekers can be invaluable sources of encouragement, support, and job leads. Being around others facing similar challenges can help energize and motivate you during your job search.

Network for new employment. The vast majority of job openings are never advertised theyre filled by networking. Networking may sound intimidating or difficult, especially when it comes to finding a job, but it doesnt have to be, even if youre an introvert or you feel like you dont know many people.

Get involved in your community. Try attending a local event, mentoring youngsters, supporting your church or temple, or becoming politically active.

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Resources For The Coronavirus Crisis

The coronavirus outbreak has placed additional strain, both in the U.S. and globally, on many peoples financial security and employment situations. In fact, according to the U.S. Bureau of Labor Statistics, over 30 million workers in the U.S. lost their jobs or crucial work hours, at least temporarily, due to the COVID-19 crisis.

Here are some crucial resources for those struggling with COVID-19 and unemployment or the coronavirus pandemic’s financial impact.

Reemployment Services And Eligibility Assessment Program

Pennsylvania Department of Labor holds workshops to help people learn new unemployment system

The Reemployment Services and Eligibility Assessment Program is a program funded by the U.S. Department of Labor to help certain Unemployment Insurance claimants return to work faster.Participants in the RESEA program are obligated to meet various program requirements that include completing a Career Action Plan , conducting labor market research, tracking work search activities, providing a resume, and participating in ongoing reemployment services.All program requirements are explained at the Initial RESEA review, where participants meet one-on-one with a Reemployment Specialist. Failure to comply with the RESEA program requirements will result in a delay or loss of unemployment benefits.

Also Check: Can You Get An Fha Loan On Unemployment

Social Work Interventions For Unemployment: How We Help Clients Remove Barriers To Landing A Job

10 Min Read

In October 2021, 7.4 million people were unemployed in the United States. For many, specific barriers keep them from finding and holding a well-paying job. Social workers are uniquely positioned to help those who are unemployed overcome these barriers. They use a variety of resources and intervention strategies to guide and assist those who face roadblocks to finding employment. As we examine four of the major barriers to employment, well cover how comprehensive social work approaches can help people become gainfully employed and better support themselves and their families.

The major barriers include:

Lets examine each in more detail.

Remind Them Why They Matter

Theres nothing like a layoff to make a person feel like a faceless cog in the machine. You know thats not trueso make sure your friend knows it, too.

That might mean texting to say how youre grateful for their friendship, or reminding them of their unique skills. A supportive email can work wonders.

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How To Help The Unemployed During The Coronavirus Pandemic

In the past four weeks, 22 million Americans have filed jobless claims. That staggering number doesnt even reflect everyone who is truly out of work just those who have been able to get online and file for unemployment benefits.

But not all hope is lost. There are ways to help, even if youve been laid off yourself. Here are a few steps you can take to ease the burden.

Search For Financial Assistance From The Government

EPFO ALERT! Now, avail non

Benefits.gov is a free website that can help you determine which types of government assistance you might qualify for. You can also find out how and where to apply.

  • Using the Benefit Finder, answer questions about yourself and your needs. Afterwards, you can find out if youre eligible for programs to help you pay for:
  • Utilities and other necessities

Check back with Benefits.gov in the future to see if youre eligible for additional benefits. You can report major life events or see if new benefit programs have become available.

Recommended Reading: How Unemployment Affects The Economy

Learn About The Types Of Food You Can Buy With Snap Benefits

If youre eligible, you can purchase food using benefits that are issued to you monthly. You can use your SNAP benefits to buy a variety of foods for your household, including:

  • Fruits and vegetables
  • Breads and cereals

See the United States Department of Agriculture’s list of foods and products you can buy using SNAP benefits.

Tip : Involve Your Family For Support

Unemployment affects the whole family, so dont try to shoulder your problems alone. Keeping your job loss a secret will only make the situation worse. Your familys support can help you survive and thrive, even during this difficult time.

Open up to your family. Whether its to ease the stress or cope with the grief of job loss, now is the time to lean on the people who care about you, even if you take pride in being strong and self-sufficient. Keep them in the loop about your job search and tell them how they can support you.

Listen to their concerns. Your family members are worried about you, as well as their own stability and future. Give them a chance to talk about their concerns and offer suggestions regarding your employment search.

Make time for family fun. Set aside regular family fun time where you can enjoy each other’s company, let off steam, and forget about your unemployment troubles. This will help the whole family stay positive.

Also Check: How Can Unemployed Get Health Insurance

Michael Willis Sports Business Operations Executive

Image from Bigstock

How to deal with difficult stakeholders and peers:

1. The first step is to identify the stakeholder. While everyone on the team has value, I would identify the threat to the team. The overall mission and objectives of the team must be met. If there is a weak link, executives and team leaders need this information.

2. Like any other threat the team encounters, the difficult stakeholders activities must be monitored.

3. Meet them one-on-one to discuss the facts that have been gathered. Dont just rely on second-hand information. Keep the conversation free-flowing. Let the difficult stakeholder do all the talking.

4. Determine the motivation behind the recent behavior.

5. Remind the difficult stakeholder of their place on the team and, most importantly, the mission and goals the group must meet.

6. Determine their motivation. Try to find out what triggered the behavior. Offer remedies or solutions.

7. Create a success story to create new energy and purpose. Tell the stakeholder how the team is valued and viewed by the company.

8. Develop a perpetual communication stream that flows in every direction. As executives, its our job to fix problems. But I feel its even more important to get ahead of issues before they become problems.

Your Steps To Financial Health While Unemployed

How to Survive Unemployment

If youve recently lost your job, maintaining your financial strength might seem challenging, if not impossible. It can be intimidating to think about everything you need to do to manage your money while youre unemployed. With the right tools and a pragmatic approach to expenses, you can stay on top of your budget and at the reins when it comes to your financial health.

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The Effects Of Chronic Unemployment

The combination of employer discrimination and the emotional toll that unemployment has on an individual contributes significantly to the struggles that people who are unemployed long term encounter when seeking jobs. Based on analyses of unemployment during the Great Recession, the Gallup-Healthways Well-Being Index found that unemployed individuals are significantly more likely to experience heightened levels of anxiety, depression, and hopelessness than their employed peers, and these mental health issues often intensify the longer a person is unemployed.

Its a very specific situational context that creates emotional turmoil, Sharone explained. are applying for jobs, hundreds and hundreds of jobs typically, and youre getting either no response at all or youre getting rejected. And typically, those rejections feel very in the American case.

When that rejection is taken personally, it can lead to job seekers feeling like there is something wrong with them, which can bleed into other areas of the job search process such as networking and interviewing.

Unemployment, and especially long-term unemployment, can affect peoples spirit and sense of self, says career coach and licensed clinical social worker Mary Pender Greene. s a result, during interviews, may be weary, depressed and frustrated, and it comes across. They might feel desperate at times, and it shows in the interview.

of those individuals described this change as a major upheaval.

Make Irl Plans With Them

Without the daily interaction that an office or job site brings, unemployment can get lonely, fast. Someone who loses a job might feel isolated and alone, Alpert says. Ask them to join you for dinner or other activities to get them out of the house.

If their newly slashed budgets a concern, plan something low-cost, like a run around the park or a home-cooked meal.

Also Check: Oregon: Unemployment Weekly Claim Line

Check In With Your Neighbors

If you already know your neighbors, feel free to offer help with things like groceries or errands, if you can. If not, offering items may be a better approach than offering financial support out of the blue.

If you live in a big city and dont know your neighbors, social media apps like Nextdoor can help connect you to other home-bound residents. You can also use traditional social media apps like Facebook, Twitter and Instagram to see if there are others in your area that are in need. Additionally, if you cant donate financially, you may be able to donate unwanted goods through apps like Freecycle or the Buy Nothing Project.

Ssi Supplemental Security Income

Four Tips to Survive Unemployment

SSI stands for Supplemental Security Income. It is one of the cash-based forms of assistance options. The government provides it for all applicants who must be disabled, blind, at 65 or older to qualify. The good thing is you do not have to be an employee to apply for this program. However, if you have another program such as annuity or veterans benefit, the program cannot give you more than $694 per month. For one person, this program provides $674 per month as the SSI payment while a couple can get more than $1,011 per month.

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Be A Part Of The Solution To Unemployment

The work that social workers do extends to all parts of our society and can assist in dismantling the barriers that lead to unemployment. For prospective students who are passionate about service and wish to start a career in a growing field, the University of Kentucky College of Social Work offers the online Bachelor of Social Work, Master of Social Work and Doctorate of Social Work. All programs feature curricula taught by experienced instructors, many of whom are licensed professionals.

Designed for ultimate flexibility, the online BSW, MSW and DSW allow learners to study on their own schedules while still giving them the ability to interact with their professors and classmates. For the MSW, students can choose to pursue a clinical social work certificate, a substance use disorder certificate, or an individual plan of study.

Graduates are ready and exceptionally prepared to provide research-informed support at any scalefrom serving individuals directly to coordinating organizational practice. Students also explore macro-level social work and drive positive change in social policy.

To learn more, please fill out the form located here or call 1-833-358-1721.

Plan Ahead By Starting An Emergency Fund

A solid emergency fund can serve as a lifeboat in a financial storm, keeping you and your family afloat during the worst of a crisis like unemployment.

But according to the Federal Reserves Report on the Economic Well-Being of U.S. Households in 2018, many Americans are not financially prepared for emergencies, including unemployment. In fact, over one-quarter of Americans surveyed said they could not cover an unexpected $400 expense without having to borrow money or sell something, while 12% of those surveyed said they couldnt cover an unexpected $400 expense at all.

Building an emergency fund can help you navigate a financial crisis and sometimes even come out with a better budget than before. In addition to cutting your expenses and searching for side gigs, here are a few steps you can take to start building an emergency fund:

  • Shop around for better rates on your credit cards, car insurance, homeowners or renters insurance and phone and cable plans.
  • Consider refinancing your auto loan or mortgage.
  • Clear out your used, unwanted items and sell them in a yard sale or online.
  • Cancel your subscriptions and other recurring payments for anything you dont need or regularly use. Save the difference.
  • Treat any unexpected income, such as birthday gifts, commissions, or tax refunds, as automatic savings.

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