What Do I Need To Know About Pandemic Unemployment Assistance
Pandemic Unemployment Assistance provides unemployment insurance for individuals not eligible for regular UI or any extensions to UI or who have exhausted UI benefits.
The Division of Employment Security began taking applications for PUA March 24, 2020. If applied before then and were denied, sign back in and apply for PUA. If you applied prior to 4/24/2020 and your claim is still pending, DES is still reviewing eligibility for North Carolina UI. Claimants must wait to apply for PUA. Those eligible for PUA include:
- Self Employed workers
- Workers who do not have a long enough work history to qualify for state UI benefits
How Do I Get A Chip Debit Card
Bank of America is sending chip cards to new claimants starting July 25, 2021. If you already have a debit card, it will be replaced with a chip card when it expires.
If your card has been lost or stolen, you must contact Bank of America at 1-866-692-9374 .
If your card is damaged, you can order a replacement card online by visiting the Bank of America debit card website.
What Wages Can Be Used To Establish A Claim For Benefits
Any wages used to establish eligibility for UI benefits must be earned in employment that is covered by the Employment Security Law. This means that the employer must be subject to UI tax. Employers who are liable under the Employment Security Law are required to post a Certificate of Coverage and Notice to Workers in their place of business.
What Is The Unemployment Nc Phone Number
The NC unemployment phone number is 1-877-737-0259 and is available to dial during standard business operating hours. The NC Employment Security Commission is available at that number and can be relied on to answer all sorts of different questions you may have about filing for unemployment benefits. If you arent sure about something, or you want to get started with your unemployment application, just dial that number and work with a representative to resolve your issues.
Expanded Unemployment In North Carolina During The Covid
On March 11, 2021, President Biden signed into law a $1.9 trillion COVID-19 relief bill known as the American Rescue Plan .
Under ARP, the $300 per week federal unemployment supplement is extended until September 6, 2021.
The law also extends two unemployment programs originally created by the CARES Act in March 2020: Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation .
Under the PUA program, self-employed workersusually excluded from unemployment benefitsare entitled to unemployment if they meet certain criteria. ARP makes PUA benefits available through Labor Day 2021, and increases the maximum duration of these benefits from 50 to 79 weeks.
The PEUC program provides for a federally-funded extension of benefits when state unemployment benefits expire. ARP increases the maximum duration of PEUC benefits from 24 to 53 weeks, with an expiry date of September 4, 2021.
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Getting Paid Benefits For Unemployment: Get Your Benefits
After being approved to receive benefits from the NCEmployment SEcurity Commision it will take some time before applicants receive any money to make use of. Benefits are paid out through a NCESC debit card through Bank of America by default, but they can also be paid out into a bank account at any participating bank as long as the applicant has an account there.
If thats desired the applicant is expected to enter their bank information in when applying for North Carolina unemmployment insurance initially. After going through that process each applicant will find out if they are approved to receive the money or not, as well as how much money will be paid out as determined by the NC unemployment benefit estimator and the specific calculations performed by the state organization.
Unemployment Duration and Benefit Amount
After qualifying for benefits from the unemployment offices of NC an amount will be determined for the maximum unemployment benefits in NC that you can receive specifically. This amount is determined by how much was earned during the last year. One of the keys of understanding how to file for unemployment in NC is knowing how to prove your income and submit it to the office.
Its possible to receive an extension to push those benefits to a longer period of time for applicants that qualify for an extension, but most beneficiaries are able to find some form of employment before reaching the maximum weekly period.
What Are Common Disqualifications For Unemployment Benefits
There are a few things that would make you ineligible for unemployment benefits.
In North Carolina, quitting your job or being fired from your job would be disqualifications.
For Pandemic Unemployment Assistance, you must be unemployed due to the COVID-19 coronavirus pandemic. You must be able and available to work. However you do not need to be seeking work and filing job applications, which are typically required. These requirements were waived by North Carolina Governor Roy Cooper’s Executive Order Number 118.
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As An Employer What If The Claimant Is Not Claiming Benefits Against My Account
You should respond to all requests for information regarding a claim from DES. Neither claimants nor employers get to choose which employer is charged for a claim. This is determined by the Employment Security Law. All employment within a claimants base period and a claimants last employment before filing a claim are considered.
Do I Have To Show I Am Looking For A Job
As of June 6, 2021, North Carolina requires any person who receives unemployment to be seeking employment.
The absolute first step in making sure you receive your unemployment benefits is to go to www.ncworks.gov and create an account.
Next, there are a few things you can do to start meeting your work search requirements. You can:
How Long Can Unemployment Insurance Last
Unemployment insurance typically is given out for a maximum of 20 weeks before its removed. The amount that youll receive depends on how much you worked and how much you earned over the last year of your life.
The more you worked and earned, the more likely you are to receive the maximum benefit amount for the maximum duration of time. There are requirements you must meet while receiving benefits to keep them coming.
After going through 20 weeks of unemployment you could still qualify for more benefits if you havent found a job yet. Getting this extra money means filing an unemployment extension and being approved for it. Not everyone is approved, but if you are you could get many additional weeks of benefits.
How Have Unemployment Benefits Changed
The coronavirus pandemic and unprecedented public health measures implemented in most states have had a massive impact on the United States economy. Record numbers of Americans have filed for unemployment benefits since the pandemic began. If you are unemployed, you will likely want to know what benefits and support are available to you until you find your next job.
On March 11, 2021, the American Rescue Plan Act was signed into law, extending sections of previous pandemic-related plans Act and the Consolidated Appropriations Act of 2021) and adding some new provisions. The Act provides additional benefits for workers affected by the pandemic.
Beginning in early May 2021, some states announced that they would opt out of pandemic-related unemployment insurance programs early.
Each state has its own unemployment insurance system and will be responsible for administering both state benefits and supplemental federal benefits. We are here to help you understand how the Act affects the benefits you can claim.
How Do The $300 Unemployment Benefits Work
Anyone getting state unemployment has been getting the federal money since the CARES Act passed in March of 2020. But the federal bonus was $600 in that original COVID-19 relief package.
That expired in July of 2020 and was replaced by a $300-a-week federal bonus. President Donald Trump signed a bill in December that extended that program through March 14, 2021.
ARPA essentially picks up where the last bill left off. As with the previous benefits, you must be unemployed because of COVID-19 and, depending on where you live, you may need to complete regular work search requirements to remain eligible.
You need to apply for the extra benefits through your states website. That has proven a challenge in many states where antiquated computer systems were overwhelmed and started wheezing like a 1988 Chrysler LeBaron with 593,842 miles on the odometer.
Those problems have been mostly resolved, though a little patience might still be called for. New applicants will need to provide income and unemployment records.
ARPA allocated $300 billion for unemployment payments, but the Labor Department warned it might take a few weeks for states to tweak their computer systems to account for the extension.
The period between March 14 and Sept. 6 spans 25 weeks. If the payments were to pick up immediately, thats $7,500 extra in federal money for individuals. ARPA also increased the maximum period of benefits from 50 weeks to 79 weeks.
Weekly Jobless Benefits Of $300 End Monday Impacting Many North Carolinians
Posted September 3, 2021 6:19 p.m. EDTUpdated September 6, 2021 7:00 a.m. EDT
Raleigh, N.C. If you file for unemployment — starting on Labor Day, you’ll no longer get a $300 weekly bonus.
The federal government is ending those extra payments, which will affect upwards of 10 million people, including many here in North Carolina.
The government had been providing an extra $300 a week to people who lost their jobs during the pandemic the boost was $600 a week earlier and state officials estimate that 70 percent of North Carolinians currently receiving unemployment have already exhausted all of their state benefits and, therefore, won’t be eligible for any more weekly checks.
The number could be upward of 200,000 people affected, said Alexandra Sirota, director of the left-leaning North Carolina Budget & Tax Center.
Along with the expiration of the federal eviction moratoreum, the end of the extra pandemic help could leave many people in challenging situations.
Those who still receive state benefits aren’t in much better shape, Sirota said.
The state unemployment insurance system is not up to the task of stabilizing families and the economy for a full recovery,” she said. “It is providing too few people, too few jobless workers, with too little for too short a time.”
North Carolina unemployment benefits typically pay half a person’s previous salary, capped at $350 a week, for up to 12 weeks.
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What Are Extended Unemployment Benefits
If you have exhausted unemployment benefits or are worried about running out of them, there may be extended benefits funded by the federal government that will provide unemployment compensation beyond the maximum number of weeks provided by your state. These benefits are in place during times of high unemployment.
Web And/or Phone Issues With Accessing The North Carolina Unemployment System
Over 2.2 million unemployment benefit claims have been filed since March 15. As a result, the DES has experienced an unprecedented call volume and delays in online claim processing due to required updates for federal programs. Although the DES has hired additional personnel, they strongly encourage new claimants to apply online. Effective August 24, weekly claims must be filed online.
Existing Claimants: Claimants receiving unemployment benefits due to the coronavirus pandemic must continue to certify every week to receive the additional FPUC $600/week benefit. The extra $600/week compensation is retroactive to the week beginning on March 29 and ends on July 31. FPUC payments are automatically added to the weekly benefit payment. The DES started making payments under this program on April 15.
Upon exhausting regular unemployment benefits, you must file a separate application to receive PEUC benefits. Once youve signed in to your account online, you will see a link to Apply for Pandemic Unemployment Compensation. If you are not eligible for PEUC, you will not see this link on your account.
Claimants that have exhausted both regular unemployment and PEUC benefits may be eligible for an additional 9.6 weeks of unemployment benefits. If eligible, claimants will see a link to Apply for Extended Benefits on their account.
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When Should I Expect Payment For Peuc
If you have exhausted your weeks of regular state unemployment insurance benefits, file your claim for PEUC and complete your Weekly Certification. If youre approved for PEUC, you should continue receiving benefits for all eligible weeks.
If you previously exhausted your weeks of regular state unemployment insurance benefits and have worked since then, your last employer is given, by law, 10 days to respond to DES about your PEUC claim. No payment will be released until after this 10-day period. If there are no issues with your claim, it will usually take approximately 14 days from the time you file your claim to receive your first payment.
What Will The Information I Provide Be Used For
Wage information and other confidential unemployment compensation information may be requested and utilized for other governmental purposes, including, but not limited to, verification of an individual’s eligibility for other government programs. 20 C.F.R. § 603.11.
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How Do I Apply For Peuc
Sign into your online account at des.nc.gov and click on the Apply for Pandemic Emergency Unemployment Compensation link to apply. Federal guidelines require you to file a separate claim for PEUC to receive these benefits. You will not automatically receive PEUC when you exhaust regular state unemployment insurance benefits.
If you are not eligible for PEUC, you will not see the Apply for Pandemic Emergency Unemployment Compensation link in your online account.
For help with applying for PEUC by phone, call the Customer Call Center at 888-737-0259.
What Ls An Issue
An issue is an act or circumstance, which, by virtue of State or Federal law/regulation, could affect your eligibility for UI benefits. Whenever an issue is discovered, benefit payments may be interrupted until the issue is resolved. There are three possible resolutions to an issue:
If you have an issue on your UI claim, while awaiting a resolution, you should continue to file your weekly certifications.
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What Is The Maximum Weekly Benefit Amount That I Can Receive
You may receive the maximum amount of $350 per week. Your weekly benefit amount is based on the last two completed quarters in your base period divided by 52 and rounded down to the next whole dollar. The seasonally adjusted statewide unemployment rate used to determine the maximum number of weeks that you may get benefits is calculated on January 1 and July 1.
How Do I File For Unemployment Benefits In North Carolina
Although you can file an unemployment claim by phone, fax, or email, the quickest way to file North Carolina unemployment applications is through the DES website.
If you dont have access to a computer, you can file your initial claim and ongoing weekly claims by calling the DES Customer Call Center at 888-737-0259.
To avoid a delay in receiving benefits, you should file a claim as soon as your job has come to an end or you have worked less than three full-time days in a week. If you are filing a claim for the first time, youll be required to create a personalized PIN that will allow you to access your claim information through the North Carolina unemployment website. You will also use this pin to access the North Carolina unemployment phone number system.
You will need to supply the following information when you open an initial claim:
Like many other states, the North Carolina unemployment program has a one-week waiting period. You will not be paid any benefits during this week. You will need to serve an unpaid waiting week each time you apply for North Carolina unemployment benefits during your established benefit year.
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Whats The Unemployment Situation In Nc
As of last week, about 240,000 people were getting unemployment benefits in North Carolina, the Associated Press reports. But itâs not clear how many of those were getting extra money each week through the federal program.
Without the $300 a week bump from federal coronavirus relief funding, the average unemployment benefit in North Carolina is about $235 a week.
Another big change to unemployment started Monday, requiring anyone who is getting benefits to look for a job. The governor had suspended the job search requirement during the pandemic.
âUnemployment benefits have provided a critical lifeline for many North Carolinians living on the edge due to the pandemic,â the governor said when he signed the order in May.
âReinstating the work search guidelines will help connect claimants with employers, resources and tools to help them return to the workforce,â Cooper said in a statement.