Thursday, December 1, 2022

How Do You Collect Unemployment

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Are You Out Of Work Through No Fault Of Your Own

Can Californians still collect unemployment benefits if they refuse to go back to work?

You must be out of work through no fault of your own to qualify for unemployment benefits.

Collecting Unemployment After a Layoff

If you are laid off, lose your job in a reduction-in-force , or get “downsized” for economic reasons, you will meet this requirement.

Collecting Unemployment After Being Fired

If you are fired for a reason like not being good at the job or not having the skills to perform the job, you should be able to collect benefits. But in Florida, employees who are fired for misconduct connected with work may not qualify for unemployment benefits. Misconduct is defined as an intentional or controllable act that shows a deliberate disregard of the employer’s interests. Misconduct also includes failure, without good cause, to maintain a license or certification required for the job. An employee who is fired for performance problems, carelessness, inefficiency, or good faith errors in judgment will ordinarily qualify for benefits.

Collecting Unemployment After Quitting

If you quit your job, you won’t be eligible for unemployment unless you had a good reason for doing so relating to your work or a personal illness or disability. If you left your job because your spouse was transferred by the military, you will remain eligible for benefits. And, if you left a temporary job because you were recalled by your permanent employing unit within six months after termination, you will be eligible for benefits.

New York Unemployment Benefits And Eligibility

COVID-19 UPDATE: Because the coronavirus pandemic has left so many Americans jobless, the federal government has given states more flexibility in granting unemployment benefits. If you have questions about whether youre eligible for unemployment benefits read our COVID-19 Unemployment Benefits and Insurance FAQ and check out your New York’s claimant handbook.

How Does Unemployment Insurance Work And How Is It Changing During The Coronavirus Pandemic

Unemployment insurance is a major element of the U.S. governments response to the economic dislocation caused by the COVID-19 pandemic. The Coronavirus Aid, Relief, and Economic Security Act, enacted in March 2020, expanded the unemployment insurance system to provide relief to those who are out of work, but some of those benefits expire on July 31 unless Congress acts before then. Here is a primer on unemployment insurance before and during the pandemic.

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Understanding Unemployment Insurance Benefits

Unemployment benefits allow workers who have lost employment to receive some money while looking for work. The applicant must have lost their job through no fault of their own. This means that their employer saw a reduction in force, experienced layoffs or didn’t have enough work to keep the employee. There is generally no UI eligibility for those who quit or experienced firing, but some good cause exceptions do exist in both instances, such as leaving a job due to sexual harassment or following a spouse to another location too far from the job site. A state unemployment agency weighs all the circumstances of an applicant’s claim to determine how much their weekly benefit amount will be and how many weeks they can receive them.

When someone applies for UI, the state unemployment agency assesses their eligibility for unemployment compensation benefits by looking at a certain base period in their recent job history, usually the first four of five completed calendar quarters the client worked before they applied. As this period doesn’t count the months right before an applicant files a claim, some states use an alternative base period. This is usually the claimant’s last four quarters of employment. States also require that applicants make a certain amount of money, either in dollars or in earnings from their highest quarter.

Who Pays For Unemployment Insurance

How To Collect Unemployment After Quitting A Job

The regular, pre-pandemic program is funded by taxes on employers, including state taxes and the Federal Unemployment Tax Act tax, which is 6 percent of the first $7,000 of each employees wages. However, employers who pay their state unemployment taxes on time receive an offset credit of up to 5.4 percent, meaning that the FUTA tax for an employee earning $7,000 or more may be as little as $42. The credit is reduced in states that are overdue in repaying unemployment insurance debt owed to the federal Treasury.

While state spending on UI is not subject to balanced budget rules and states can borrow from the Treasury if they exhaust their reserves, they have to repay the federal government within two to three years, or federal taxes on employers automatically increase until the debt is paid.

States have extensive flexibility in determining benefits. Federal requirements are minimal, while ensuring that all states provide basic protections for eligible workers. States are free to choose the level of employer tax, the benefit level and duration of benefits, and the eligibility criteria, such as the extent and duration of prior employment. There is considerable variation in how states run this program. For instance, while the standard maximum time for which eligible people can collect benefits is 26 weeks, when the COVID-19 crisis began in late February, states like Florida and North Carolina limited state-paid benefits to just 12 weeks.

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Check Eligibility For Unemployment Benefits

Most Massachusetts workers are covered by the Unemployment Insurance program, although workers in some jobs may not be eligible for benefits.

If youre self-employed, a contractor, or otherwise not traditionally eligible for Unemployment Insurance benefits, you may be eligible for Pandemic Unemployment Assistance . If youre unemployed due to the COVID-19 public health emergency, and are able and available to work, learn more about PUA.

When you apply for Unemployment Insurance , your initial eligibility for benefits is based on your earnings and your reason for leaving your job. Ongoing eligibility requirements include being able to work, available for work, and actively searching for work.

How To Apply For Unemployment In New York

To apply for benefits, you must log in to the New York Department of Labor website.

You can also apply by calling the Telephone Claims Center at 209-8124. New York is currently offering extended telephone filing hours:

  • MondayThursday, 8:00 a.m. to 7:30 p.m
  • Friday, 8:00 a.m. to 6:00 p.m.
  • Saturday, 7:30 a.m. to 8:00 p.m..

When you file a claim, you will be prompted to set up a Personal Identification Number or PIN. You will use this pin when you call the New York unemployment number to claim your weekly benefits or to certify your benefits.

The Telephone Claims Center can be reached at 209-8124. TTY/TDD users should call 662-1220.

To file a New York unemployment claim, you will need:

  • your last employers contact information
  • the last day you worked for them
  • the reason you are no longer working for them
  • if you are receiving a pension or other income
  • if you are able and available to accept full-time work
  • designation that you have the legal right to work in the United States

As part of your registration process, you may also want to explore registration for job search assistance services through the states One-Stop Career Centers and JobZone.

After you apply, you will receive a Monetary Determination Notice that will advise you whether or not you have met the New York unemployment qualifications for benefits.

If your claim is approved, instructions will be provided as to how you can claim your benefits each week, including documenting your job search activities.

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If I Am Eligible For Pandemic Unemployment Assistance Do I Need To First Apply For Unemployment Insurance

States must have a process for determining that Pandemic Unemployment Assistance applicants are ineligible for regular unemployment benefits, which may not include filing a regular claim as a first step. States are not required to take and adjudicate a full claim for regular unemployment insurance benefits to meet this requirement. While states are not prohibited from taking a full claim, to facilitate expedited claims processing the U.S. Department of Labor has discouraged states from doing so. Individuals should apply using the states PUA application process and, in states that have not yet established that process, must wait until it is established.

Where Do I File For Unemployment Insurance

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Unemployment insurance is a joint state-federal program that provides cash benefits to eligible workers. Each state administers a separate unemployment insurance program, but all states follow the same guidelines established by federal law.

Please see the map and list below to find the contact information for your state in order to apply for Unemployment Benefits.

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How Much Money Will I Receive As My Unemployment Benefit

The amount of money you receive as your unemployment benefit will vary depending on how much you earned in previous roles, with the actual payout subject to your state’s maximum. In some cases, those receiving assistance may get paid half of what they earned weekly before unemployment, although this has changed with the passing of the CARES Act to include an additional $600.

What You Need To Know

  • Update 12/29/20: The federal government has extended the federal unemployment benefit programs available through the CARES Act for an additional 11 weeks. Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation will be available through March 14, 2021, with qualified claimants benefits fully phasing out by April 5, 2021. Federal Pandemic Unemployment Compensation benefits will resume with $300 weekly payments until March 14, 2021.

  • To receive these extended federal benefits, continue to certify weekly while unemployed. To allow your fellow New Yorkers to reach NYS DOL representatives about regular matters, please do not call to inquire about the federal program extensions at this time. As we receive additional guidance on the federal programs from US DOL, we will provide updates on our website, social media platforms, and directly via emails and texts.

  • Waiting weeks for unemployment benefits have been waived during this crisis. If youve seen the term waiting week on your payment history, it is a relic of our existing system and does NOT impact your benefits.
  • To collect regular unemployment insurance benefits, you must be ready, willing, and able to work. We understand that many of you are unable to work due to the COVID-19 pandemic and the impact of NYS on PAUSE. If you would otherwise be able to work, you should answer ‘YES’ in order to receive your benefits.

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How To Appeal A Denial Of Unemployment Benefits In Indiana

If your unemployment claim is denied, you have ten days to appeal the decision to an administrative law judge. A hearing will be held on your appeal, typically by phone. You’ll receive information on the hearing, including how to participate and present evidence. If you are unhappy with the judge’s decision, you may file an appeal with the Unemployment Insurance Review Board within 18 days. If you are still dissatisfied, you may file an appeal in court.

For more information on the unemployment process, including current eligibility requirements and benefits amounts, visit the website of the Indiana Department of Workforce Development.

Do You Meet The Minimum Earnings Requirement

Can You Collect Unemployment and Social Security?

Virtually all states look at your recent work history and earnings during a one-year “base period” to determine your eligibility for unemployment. In Florida, as in most states, the base period is the earliest four of the five complete calendar quarters before you filed your claim for benefits. For example, if you filed your claim in October of 2021, the base period would be from June 1, 2020, through May 31, 2021.

During the base period, your work history and earnings must meet all three of these requirements:

  • You must have been paid wages in at least two of the four calendar quarters that make up the base period.
  • Your earnings during the entire base period must be at least one-and-a-half times your wages in the highest paid quarter of the base period. For example, if you earned $5,000 during your highest paid quarter, your total earnings for the base period year must be at least $7,500.
  • You must have earned at least $3,400 during the entire base period.

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What Share Of Wages Does Ui Pay In Normal Times

Most state UI systems replace about half of prior weekly earnings, up to some maximum. Before the expansion of UI during the coronavirus crisis, average weekly UI payments were $387 nationwide, ranging from an average of $215 per week in Mississippi to $550 per week in Massachusetts. Since payments are capped, UI replaces a smaller share of previous earnings for higher-income workers than lower-income workers while program formulas vary significantly, states that have higher maximums tend to have higher replacement rates. In the fourth quarter of 2019, Hawaiis UI average replacement rate of 55 percent was the highest, while D.C.s average replacement rate of 21 percent was the lowest.

Am I Eligible For Regular Unemployment Compensation

Each state sets its own unemployment insurance benefits eligibility guidelines, but you usually qualify if you:

  • Are unemployed through no fault of your own. In most states, this means you have to have separated from your last job due to a lack of available work.
  • Meet work and wage requirements. You must meet your states requirements for wages earned or time worked during an established period of time referred to as a “base period.”
  • Meet any additional state requirements. Find details of your own states program.

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Filing An Initial Claim

To file an initial claim, you must complete an Application for Unemployment Insurance Benefits via Easy Arkansas Claims . The online application is available from 6 a.m. to 6 p.m., Monday through Friday.

Filing a claim online should take about 30 minutes. After you submit your application, youll get a confirmation page which you should print out and save for your records.

Arkansas has set up a temporary claims processing hotline for filing by phone. Call 844-908-2178 or 501-534-6304 on any weekday between 8:00 a.m. and 3:30 p.m.

When you file an initial claim, you establish a Benefit Year. The Benefit Year is the 12-month period beginning with the first day of the calendar quarter in which a valid claim is filed. If youre paid all of your benefits before your Benefit Year ends, you cannot file another claim until your Benefit Year ends.

After you file an Initial Claim, your Notice of Monetary Determination will show the amount of wages that have been reported by your employers during the quarters in your Base Period. These wages are what is used to determine how much your Weekly Benefit Amount will be. If you find errors in the Determination, you should immediately contact a local DWS office and file a Request for Reconsideration. You have one year to file the request from the date shown on the Monetary Determination.

What Happens If You Quit Or Get Fired

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We will schedule a phone interview to discuss your claim and circumstances. If you quit, you must prove good cause for quitting. If you are fired, your employer must prove there was misconduct. Either party can disagree with the decision and file an appeal.

If you do not receive a call at your scheduled appointment time, we may have canceled your appointment because we confirmed your eligibility or resolved the issue before your interview. If your appointment has been canceled, it will no longer show in UI Online. Check UI Online for your current payment status.

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Other Types Of Benefits And Programs For The Unemployed

Educational Help

Federal agencies offer many unemployment education and training programs. They are generally free or low cost to the unemployed.

Self-Employment Help

Self-employment assistance programs help unemployed workers start their own small businesses. Delaware, Mississippi, New Hampshire, New York, and Oregon offer this program.

How To File A Claim For Unemployment

You may be able to file for unemployment online or over the phone. Review the information you will need to open a claim, then visit your state unemployment office to determine the best way to open a claim and begin collecting unemployment.

In general, to file a claim, you will need:

  • Social Security Number
  • Alien Registration Card if you’re not a U.S. citizen
  • Driver’s license or State ID card number
  • Mailing address including zip code
  • Phone number
  • Names, addresses, and dates of employment for all employers for the last two years

It generally takes a few weeks after your claim to receive your first benefit check, direct deposit, or debit card. Some states require a one-week waiting period therefore, the second week claimed is the first week of payment.

Once your claim is approved, you should be able to file your weekly claims online, by phone or mail.

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Unemployment Benefits In Florida During The Covid

On March 11, 2021, President Biden signed into law a $1.9 trillion COVID-19 relief bill known as the American Rescue Plan . The law extended a $300 per week federal unemployment supplement until September 6, 2021. However, the state of Florida decided to end this supplement early on June 26, 2021, citing labor shortages. That means the unemployment supplement is no longer available in Florida.

ARP also extended two unemployment programs originally created by the CARES Act in March 2020: Pandemic Unemployment Assistance and Pandemic Emergency Unemployment Compensation .

Under the PUA program, self-employed workersusually excluded from unemployment benefitsare entitled to unemployment if they meet certain criteria. ARP makes PUA benefits available through Labor Day 2021, and increases the maximum duration of these benefits from 50 to 79 weeks.

The PEUC program provides for a federally-funded extension of benefits when state unemployment benefits expire. ARP increases the maximum duration of PEUC benefits from 24 to 53 weeks, with an expiry date of September 4, 2021.

For up-to-date information on Florida’s rules on unemployment eligibility and amounts during the COVID-19 pandemic, visit the state’s main unemployment page for claimants.

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